The past 2023 was a year of great vitality for the financial technology industry. The vertical development of a new generation of artificial intelligence represented by big models in the industry is expected to bring subversive influence to financial technology. On January 9th, KPMG, a world-renowned accounting firm, officially released the "Double 50 Financial Technology Enterprises in 2023" list. With its technical strength in the field of financial technology and innovative practice of large models, the Financial Rubik’s Cube once again won the list and became the "Top 50 Financial Technology Enterprises" for four consecutive years. Together with the financial Rubik’s Cube, there are also industry leaders such as Hang Seng Electronics and Digital China.
Five dimensions, select "advanced model experience"
As one of the top 500 companies in the world and one of the four international accounting firms, KPMG has held eight consecutive Fintech 50 awards in China since 2016, and provided "advanced model experience" for various segments of financial technology by publishing the list of authoritative enterprises and targeted research results. After several months’ review, the list quantitatively evaluated five core dimensions, namely, science and data, innovation and change, popularization of financial services, recognition of capital market, and foresight of industry development, and produced financial technology enterprises with excellent comprehensive index, which not only covered innovation leading enterprises in the financial technology field in China, but also represented the most cutting-edge technological innovation force in the financial technology field in China.
With the continuous maturity of the development of financial technology, this year’s listed companies have higher maturity and deeper exploration of technology. As an AI-driven intelligent wealth management service platform, the Financial Rubik’s Cube has been continuously exploring a wealth management service model suitable for China investors since 2015.
Photo: The Financial Rubik’s Cube was ranked in the "2023 KPMG China Financial Technology Enterprise Double 50 List".
Eight years of tempering, digging deep into the infinite potential of AI wealth management
In 2016, the Financial Rubik’s Cube began to build a wealth management system suitable for China. After two years of careful polishing and improvement, it became the first and only company in China to realize the intelligent wealth management service of "thousands of people and thousands of faces". Since 2018, the Financial Rubik’s Cube has undergone three system upgrades, and gradually established a cognitive system based on wealth management services, which is the 3C investment service standard of "customer position, personalized customization and accompanying service" that the Financial Rubik’s Cube has been deeply cultivating.
It is worth mentioning that since 2022, the Financial Rubik’s Cube has once again shifted its focus to the upgrade of AI technology, hoping to provide better services to a wider group of investors, and at the end of 2022, it began to replace and innovate the entire wealth management system with a large model. This move has also become a key factor in winning the "Top 50 Financial Technology Enterprises" for four times.
It is understood that the whole set of intelligent wealth management system of financial Rubik’s Cube includes three modules: customer portrait module, namely intelligent customer analysis and management system, which can provide personalized teaching and psychological massage to customers with the changes of customer life cycle; The investment module is a product recommendation system based on customer demand and a "magic platform" of intelligent investment management system. The operation module is a system that can automatically generate content, analyze the market according to the changes of the market, and automatically generate personalized operation content for customers.
After eight years of unremitting efforts and iterative cultivation, the Financial Rubik’s Cube has successfully established a set of fund investment and research and portfolio construction system based on artificial intelligence technology and personalized risk customization. Financial Rubik’s Cube independently developed and trained a series of tool systems, AI algorithms and models, and achieved remarkable practical results in financial investment research, trading technology and customer operation.
On the application side of the big model, a brand-new business trend is emerging.
According to the 2023 Chief Insight Report of China Financial Technology Enterprises released by KPMG and China Internet Finance Association, from the landing track, Fortune Technology is expected to become one of the three hot tracks where AIGC first landed. With the maturity of AIGC technology and the wealth management institutions exploring more application scenarios of the big model, the financial service experience and service efficiency have been reshaped. The intelligent application of wealth technology represented by financial Rubik’s Cube in many business scenarios such as investment, research and risk control will greatly improve service efficiency and service upgrade, and at the same time improve financial efficiency and scale.
At the awarding ceremony, Yuan Yulai, founder and CEO of the Financial Rubik’s Cube, said in the round-table exchange of "Application Trend and Ecological Outlook of the Big Model of Financial Industry" that a wealth management assembly line that needed ten small vertical models to complete before can now be completed by the big model. Compared with the traditional small vertical model, the big model can complete the work more efficiently and achieve the dimension reduction blow. The application of the big financial model has brought huge imagination space.
Photo: Yuan Yulai, founder and CEO of the Financial Rubik’s Cube, participated in the round-table discussion on "Application Trend and Ecological Outlook of the Big Model of Financial Industry" (second from right)
It is understood that the Financial Rubik’s Cube is empowering its technical advantages in the field of intelligent wealth management to other industry organizations to help them quickly build professional service capabilities. For the technology-driven financial Rubik’s Cube, no matter how the market changes, data and technical capabilities, insight into users’ needs and the accumulation of industry know-how are always the cornerstones of the intelligent wealth management platform.
The wheel of the great era of financial technology innovation is rolling forward, and the technological innovation platform represented by the financial Rubik’s Cube has laid a good exhibition foundation for the comprehensive promotion of intelligent wealth management business. In the future, such platforms are expected to cooperate with other market players to jointly promote the healthy development of the smart wealth management industry while enhancing the comprehensive investment experience.
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