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The first campus of Lerong Children’s Home was "dissolved": it was difficult for more than 500 students to refund their fees, and the relevant parties coordinated.

  "This year’s Children’s Day begins with protecting children’s rights." At 5 o’clock in the morning of June 1, lawyer Xie Yanping sent this short message in a circle of friends, followed by a "sad" emoji.

  Xie Yanping is also a young mother. In order to get back the early education tuition for her two-year-old child, she stayed up all night with dozens of parents at the police station on May 31, communicating with investors and lawyers of early education institutions, and there was still no progress until 6 am on Children’s Day. The other party told the parents bluntly — — No money.

  Lerong Children’s Home Yizhuang Campus. At present, the camp has stopped. The pictures in this article are all provided by the interviewees except for labeling.

  The early education institution involved is Yizhuang Campus of Lerong Children’s Home, located in Ronghua Middle Road, Beijing Economic and Technological Development Zone. On the eve of Children’s Day on June 1st, Beijing Tongyou Education Consulting Co., Ltd., which runs the campus, announced to employees that the company was dissolved due to financial difficulties and the campus stopped operating.

  After the closure of Lerong Children’s Home Yizhuang Campus, more than 30 employees’ two-month wages were in arrears. What’s more, it is difficult for more than 500 parents to get back the tuition fees that have been paid in advance — — A total of more than six million yuan.

  On June 6th, Lerong Children’s Home Headquarters informed parents that it was preparing to take over Yizhuang Campus, and relevant agreements had been drafted, but it still needed to negotiate with the original investors of the campus. On the 9th, The Paper reporter called Feng Jiatong, an investor in Lerong Children’s Home Yizhuang Campus, many times, but he didn’t answer the phone or send a message back. The staff of Lerong’s headquarters in Children’s Home said that the "Yizhuang Campus Handling Team" is handling related matters.

  Employee: The investor announced the dissolution of the company on WeChat group, and the salary was not paid for two months.

  Wu Fang (pseudonym) is a teacher at Lerong Children’s Home Yizhuang Campus, and has been employed for more than a year. She told The Paper that Yizhuang Campus was officially opened in August, 2020, and there are more than 500 students this year. Except for two nursery classes, most of them attend early education.

  On April 24th, 2022, affected by the COVID-19 epidemic, Lerong Children’s Home Yizhuang Campus stopped classes after receiving the notice. Wu Fang and more than 30 colleagues left the campus temporarily, and they agreed to the salary offered by the boss: 2320 yuan per person per month according to the minimum wage in Beijing during the suspension period.

  Wu Fang remembers that on May 10, it was time to pay the salary in April. The boss Feng Jiatong asked everyone to wait. "She said that she had no money and was lending to the bank." On May 30th, the teachers reminded the school that it was time to pay, but Feng Jiatong didn’t respond.

  "We call the boss’s mobile phone and don’t answer our calls." Wu Fang felt something was wrong. On the afternoon of May 30th, investor Feng Jiatong’s working group on WeChat suddenly issued a letter to all colleagues.

  This letter is stamped with the seal of "Beijing Tongyou Education Consulting Co., Ltd.". The letter said that due to the epidemic and other factors, the company was heavily in debt and had no funds to continue its business. "Now I can only reluctantly inform you that Beijing Tongyou Education Consulting Co., Ltd. was dissolved in advance and was forced to stop operating."

  "After seeing the notice of dissolution, we went to the school and the door was locked. We couldn’t get in." Wu Fang said that the company still owed 36 employees two months’ wages, plus two months’ payment of social security and housing accumulation fund, totaling more than 400,000 yuan.

  According to several interviewed employees, at present, 36 employees of Lerong Children’s Home Yizhuang Campus have submitted arbitration applications to the Labor Dispute Arbitration Committee of Beijing Economic and Technological Development Zone.

  Some employees revealed that after the school issued the "dissolution notice", they asked everyone not to tell their parents, but some employees felt that they should inform their parents to defend their rights together. As a result, the news of the closure of Lerong Children’s Home Yizhuang Campus soon spread among parents.

  Parents: the tuition fees for early education and childcare are not returned.

  Ms. Yan remembers that in October 2021, she bought 60 early education classes for her two-year-old son. At that time, she transferred 16,200 yuan to the company account of the investor in Lerong Children’s Home Yizhuang Campus, but the company (school) did not issue an invoice.

  After learning that the school was closed on May 30, Ms. Yan was anxious. About half of her son’s early education class, there should be more than 8 thousand yuan left now. Parents who got the news one after another formed a WeChat group, and everyone decided to report the case to the police.

  On May 31, many parents came to Tianhua Road Police Station of Daxing Branch of Beijing Public Security Bureau to report to the police that "the boss ran away".

  Screenshot of Mr. Yin’s payment record.

  Mr. Yin, the parent, also rushed to the police station that day. He bought an early education class of 9999 yuan for his son in June 2021, and now there are still more than 4000 yuan left; Last year’s "Double Eleven", he took advantage of the preferential activities to buy a one-year nursery class for his children, and paid 72,000 yuan at a time. He originally planned to send his children to nursery classes in May this year, but he heard the news that the school was closed.

  Two expense schedules stamped by Beijing Tongyou Education Consulting Co., Ltd. and signed by legal representative Feng Jiatong show that the amount left (not attending classes) by parents after paying tuition fees in advance is 6,106,084.79 yuan, including 1.69 million yuan for childcare and 4.41 million yuan for early education, involving 503 children who have paid tuition fees.

  After receiving the report from parents, on May 31, the police of Tianhua Road Police Station informed the investor Feng Jiatong to go to the police station to explain the situation. Feng Jiatong and her attorney arrived at the police station that day.

  "She has a lawyer, and so do we." Some parents quickly informed Xie Yanping to come over. Xie Yanping is a partner of a law firm in Beijing. In December 2021, she bought 8,600 yuan of early education classes for her children, and only attended two or three classes in Lerong Children’s Home Yizhuang Campus.

  On the evening of May 31st, Xie Yanping arrived at Tianhua Road Police Station after finishing work.

  Xie Yanping told The Paper that the police are coordinating at present.

  On the same day, Xie Yanping and dozens of parents stayed up all night at the police station until the morning of Children’s Day. Parents’ face-to-face communication with Feng Jiatong and his lawyer has not made any substantial progress. "They just said that they have no money and can’t refund the fee."

  Major shareholder: the company was forced to stop operating because it could not make ends meet, and it was in debt of more than 5 million.

  Feng Jiatong, who has become the target of public criticism, is the major shareholder and legal representative of Beijing Tongyou Education Consulting Co., Ltd. According to industry and commerce information, the company was established in May 2019 with a registered capital of 1 million yuan.

  Letter from the investor of Lerong Children’s Home Yizhuang Campus announcing the "dissolution" of employees.

  After the closure of Lerong Children’s Home Yizhuang Campus was announced on May 30th, the employees and parents in the campus could not contact Feng Jiatong, and the news that "the boss ran away" began to spread.

  On May 31, after receiving the alarm, the police at Tianhua Road Police Station called Feng Jiatong in front of parents: "If there are illegal crimes, we will crack down on them according to law. If it is only a business activity, it can be resolved through negotiation or litigation. " The police asked Feng Jiatong to come to the police station to explain the situation.

  After arriving at Tianhua Road Police Station that afternoon, Feng Jiatong was once surrounded by a group of parents and asked her to give a statement.

  On May 31st, investors in Lerong Children’s Home Yizhuang Campus were questioned by parents.

  A video taken by parents shows that Feng Jiatong is wearing jeans, a black shirt and a black mask, standing in the center of the police station. Parents around keep a certain distance. "I just learned that some parents directly transferred the money to the principal … … I have to reconcile after I go back. " Feng Jiatong said.

  In the face of parents’ questions about "what to do", Feng Jiatong said that "it is necessary to communicate with the headquarters". Is there any solution? Face-to-face communication with parents, Feng Jiatong did not give a solution.

  What caused Lerong Children’s Home Yizhuang Campus, which was opened less than two years ago, to stop operating?

  In "A Letter to All Colleagues", Feng Jiatong said that due to repeated epidemics, the school has been "on and off" for two years, and the company has been unable to make ends meet. After exhausting the paid-in registered capital of 1 million yuan, it has borrowed money everywhere and borrowed more than 5 million yuan from abroad. Today, "no funds have been borrowed for us to continue to operate".

  In the letter announcing the closure of the campus, Feng Jiatong did not mention how to pay the wages owed to employees and how to deal with the tuition fees paid in advance by parents.

  On June 9, in order to understand the situation, The Paper reporter called Feng Jiatong several times. Feng didn’t answer the phone and didn’t reply to the text messages.

  In recent years, the phenomenon that off-campus training institutions "run away with money" and "it is difficult to refund fees" has occurred from time to time. In order to prevent similar problems, in October, 2021, the Ministry of Education, the National Development and Reform Commission, and the People’s Bank of China jointly issued the Notice on Strengthening the Supervision of Pre-payment of Off-campus Training Institutions, requiring that the pre-payment of training institutions in various places be managed by banks and a pre-payment risk deposit be established.

  Is the prepayment of Lerong Children’s Home Yizhuang Campus after October 2021 included in the supervision channel of bank custody? It is still unknown.

  Brand: The headquarters is going to take over the campus involved, and it is still being processed.

  As an investor and franchisee, Feng Jiatong has been unable to run Lerong Children’s Home Yizhuang Campus due to financial difficulties. How should Beijing Lerong Education Consulting Co., Ltd., as a brand, deal with this matter?

  On June 2nd, the related information made by Children’s Home headquarters of Lerong.

  Founded in 2015, Beijing Lerong Education Consulting Co., Ltd. is 100% owned by Chongqing Xuehui Enterprise Management Consulting Co., Ltd. "Lerong Children’s Home" is its brand, which provides early education and other services for infants aged 0-6. According to its website, Lerong Children’s Home currently has nearly 50 centers in more than 20 key cities across the country.

  After Lerong Children’s Home Yizhuang Campus ceased to operate, on June 4th, Beijing Lerong Education Consulting Co., Ltd. issued an Information Statement on Lerong Children’s Home (Yizhuang Campus) to parents. According to the "Description", Lerong Children’s Home Yizhuang Campus is an "independently operated campus" organized by Beijing Tongyou Education Consulting Co., Ltd. At present, Lerong Children’s Home Headquarters is communicating and negotiating with investors in Yizhuang Campus.

  "I think the legal relationship between them (Lerong Children’s Home Headquarters and Yizhuang Campus) is a franchise relationship." Lawyer Xie Yanping, as a parent, believes that according to the Regulations on the Administration of Commercial Franchising, brand-holding enterprises should file their brands with the competent commercial authorities and perform corresponding obligations, such as guidance and supervision of franchising.

  Xie Yanping thinks that the headquarters of Lerong should bear the corresponding responsibility for the suspension and subsequent disposal of Lerong Children’s Home Yizhuang Campus.

  On June 4th, Beijing Lerong Education Consulting Co., Ltd. also issued the "Notes on Recent Progress of Lerong Yizhuang Campus and Preliminary Opinions on Later Solutions" to parents, saying that the company headquarters has set up an emergency working group to deal with the Yizhuang campus incident; Through docking with investors in Yizhuang Campus, a solution has been proposed — — The headquarters will provide parents with continuous curriculum services for the remaining class hours in the original venue, and some issues need further discussion.

  The remaining amount of tuition fees (not attending classes) counted by the school.

  On June 6th, according to the parents interviewed, Lerong Children’s Home Headquarters informed the parents of the "work progress": relevant agreements have been drafted, waiting for feedback from the original investors of Yizhuang Campus; Work such as subletting the site, finding out the employment of employees in the original campus and supplementary recruitment is also being carried out.

  On the afternoon of June 9th, a reporter from The Paper called the customer service phone of Lerong Children’s Home to inquire about this matter. The staff later called back and said that the "Yizhuang Campus Processing Team" was dealing with matters related to Yizhuang Campus.

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The central bank informed the inspection and rectification: 18 cadres at the bureau level were handled.

  China Economic Net, Beijing, April 28 According to the website of the Ministry of Supervision of CPC Central Commission for Discipline Inspection, from October 30 to December 30, 2015, the Sixth Inspection Team of the Central Committee (hereinafter referred to as the Central Inspection Team) conducted a special inspection of the Party Committee of the People’s Bank of China (hereinafter referred to as the People’s Bank). On January 31, 2016, the Central Leading Group for Inspection Work gave feedback to the Party Committee of the People’s Bank of China. According to the relevant provisions of the "Regulations on Patrol Work in the Communist Party of China (CPC)", the patrol rectification situation is now released.

  I. General situation

  The Party Committee of the People’s Bank of China attaches great importance to the patrol feedback. After the feedback meeting on the special inspection, Comrade Zhou Xiaochuan, secretary of the Party Committee and president, immediately presided over a party committee to thoroughly study and understand the spirit of the important instructions of the Supreme Leader General Secretary on inspection work and the requirements of the central authorities for doing a good job in inspection and rectification, carefully study the feedback from the Central Inspection Team, deeply analyze the problems pointed out by the inspection, and deploy the inspection and rectification work for the whole system. Party committees at all levels in the People’s Bank of China system and leading cadres in party member are required to regard special inspection and rectification as a major political task at present and in the future, and earnestly assume the main responsibility of comprehensively administering the party strictly and implementing inspection and rectification with a high sense of responsibility and mission.

  (1) The Party Committee attaches great importance to it.

  The Party Committee of the People’s Bank of China has set up a special inspection and rectification work leading group, with Comrade Zhou Xiaochuan as the leader, Comrade Yi Gang and Comrade Wang Huaqing as the deputy heads, and other members of the Party Committee as members to uniformly lead the inspection and rectification work of the whole system. Comrade Zhou Xiaochuan, as the party secretary, earnestly fulfilled the responsibility of the first responsible person. On February 5, February 23 and March 29, he presided over the party committees three times to rectify the relevant problems pointed out by the Central Leading Group for Inspection Work and seriously deal with the relevant responsible persons.

  Comrade Zhou Xiaochuan and members of the Party Committee of the People’s Bank of China presided over four special meetings, interviewed the responsible persons of relevant units individually for many times, listened to the report on the implementation of rectification, and reviewed the implementation of rectification of problems pointed out by the Central Leading Group for Inspection Work item by item to ensure that "all articles should be rectified and all pieces should be settled".

  On March 29th, Comrade Zhou Xiaochuan presided over the special democratic life meeting of the Party Committee of the People’s Bank of China, deeply analyzed the problems found in the inspection, seriously carried out criticism and self-criticism, and further implemented the rectification measures. According to the deployment of the Party Committee of the People’s Bank of China, relevant departments, directly affiliated enterprises and institutions, relevant units and branches also held special democratic life meetings to implement the rectification requirements of the Central Leading Group for Inspection Work and the Party Committee of the People’s Bank of China.

  (2) Strictly implement responsibilities.

  After careful study and deliberation by the Party Committee, the Party Committee of the People’s Bank of China issued the Work Plan for the Central Leading Group for Inspection Work to patrol the People’s Bank of China, making it clear that all units are responsible for rectification, and the units clearly pointed out by the Central Leading Group for Inspection Work are the key responsible departments for rectification. It is required that all units should set up a leading group for special inspection and rectification, and the main person in charge of each unit is the first responsible person for rectification, and make a detailed rectification plan according to the problems pointed out by the inspection. The leaders in charge and the members of the office of the leading group for special inspection and rectification work shall, in accordance with the division of responsibilities, strengthen the supervision and guidance of the responsible departments for rectification, and ensure that the inspection and rectification work is paid close attention to and effective.

  Members of the Office of the Leading Group for Special Inspection and Rectification of the People’s Bank of China shall, in accordance with the division of responsibilities, strictly review and check the rectification plan and implementation submitted by each unit, and resolutely urge them to make rectification again if they do not meet the requirements or the rectification measures are false and not in place. Member units have held several meetings to study key rectification issues, strictly and uniformly rectify standards, and urge relevant units to effectively rectify in place. The rectification guidance department and the stationed discipline inspection team will strengthen supervision and inspection and follow-up supervision of the rectification work of each unit. Establish a general ledger for rectification work, list detailed problem lists, task lists and responsibility lists, and implement them one by one.

  The Party Committee of the People’s Bank of China has also adjusted and set up an inter-departmental enterprise management committee, a sub-branch work coordination committee and an international affairs committee, which are under the responsibility of the leaders of the branch in charge, designated the lead departments and relevant functional departments to participate, conducted research and coordination on major issues involving enterprises, institutions, branches and international affairs, and further improved relevant management mechanisms.

  (3) Centralized special rectification

  During the stationing of the Central Leading Group for Inspection Work, the Party Committee of the People’s Bank of China organized a special self-inspection and rectification on the collection of party fees, office space, car allocation and housing violations. According to the feedback from the Central Inspection Team, the Party Committee of the People’s Bank of China deployed the whole system to focus on the investigation and payment of party dues, the special clean-up of office buildings, car allocation and housing violations, the illegal construction of buildings and halls, the indiscriminate payment of salary subsidies, public funds to eat and drink, and the use of training centers for extravagant enjoyment.

  The special clean-up and rectification work was organized under the unified leadership of the leading group for special inspection and rectification work of the People’s Bank of China, and all units earnestly enhanced their political awareness of being responsible for the party and earnestly performed their duties. As the first responsible person, the "top leaders" of each unit define the rectification measures, implement the rectification responsibilities, limit the rectification time limit, and establish the rectification account. Strictly implement the discipline of special clean-up and rectification work, ensure that the investigation problems of special clean-up and rectification are true and complete, and the special clean-up and rectification work will not be delayed. Deeply analyze the root causes of the problems, and take the attitude of strict grasp, strict reform and strict accountability, and never let go of the problems, and never let go of the rectification. Those who resort to deceit, conceal and fail to report, and those who fail to carry out rectification as required, will be dealt with severely. In the process of special clean-up and rectification, violations of discipline and discipline against the wind are found together, investigated and dealt with together, and will never be tolerated. Each unit takes the special clean-up and rectification as an opportunity to combine it with strengthening daily supervision and management and internal control mechanism construction to establish a long-term mechanism for standardized management.

  Second, the rectification of the feedback from the Central Leading Group for Inspection Work

  In response to the feedback from the Central Leading Group for Inspection Work, the Party Committee of the People’s Bank of China carefully formulated measures to do a good job in rectification, and formulated a total of 268 rectification measures. As of March 30, 2016, 119 rectifications have been completed; The remaining 149 items are being rectified. Among them, 38 items are planned to be rectified by the end of June 2016, 53 items are planned to be rectified by the end of December 2016, 5 items are planned to be rectified by the end of December 2017, 51 items need to be rectified for a long time, and 2 items will be rectified immediately after the approval of the central government.

  (1) The rectification of the problem of "weakening the leadership of the party and failing to strictly manage the party in an all-round way"

  First, adhere to the above rates and do a good job of demonstration and guidance. At the democratic life meeting of the Party Committee of the People’s Bank of China, the team members took the initiative to report matters related to personal housing, car use, spouses and children, and asked the democratic life meetings of various departments to be in line with the Party Committee. The members of the team found and analyzed the performance of strictly administering the party’s main responsibility, promoting the building of a clean and honest party style and anti-corruption work, and put forward improvement measures to continuously strengthen their awareness of the main responsibility of party building. Team members strictly implement the dual organizational life system of leading cadres, and participate in the democratic life meeting of the branch where they are in charge or organizational relations as ordinary party member, with a total of 19 person-times, and put forward strict requirements for the leadership of departments and bureaus to "dare to grasp", "dare to manage" and "dare to take responsibility".

  Second, in accordance with strict requirements, we should implement the responsibility of managing the party from the aspects of ideological understanding, system construction, inner-party life and discipline. Strengthen the ideological and political construction of leading bodies and strengthen the awareness of managing the party. Strengthen the study management of the central group, inform the central group of party committees (party groups) at all levels in the People’s Bank of China system about their study, enhance their political awareness, overall awareness, core awareness and conformity awareness, and consciously become "sensible people" politically. Strictly manage the party by system, improve the working mechanism of party building, give full play to the role of the leading group of party building work of the People’s Bank of China, and transfer the overall responsibility of strictly administering the party’s main body to party organizations and responsible persons at all levels, forming a pattern of party building work that is linked up and down, responsible at all levels, interlocking and implemented together. The People’s Bank of China has comprehensively carried out the evaluation and assessment of party building work, continuously optimized the quantitative assessment system of party building, and established the orientation of "doing a good job in party building is the greatest political achievement". Strict inner-party life and create a good political ecology. Explore the establishment of leading cadres’ democratic life before the meeting, attend the meeting, report after the meeting, analyze and summarize the system, strengthen the supervision and guidance of all links, ensure the quality of democratic life, and play its role as a platform for education and management of party member and party spirit training. Strict discipline and rules, in accordance with the requirements of putting discipline and rules ahead, comprehensively popularize and apply the anti-corruption risk prevention and control system, regularly check risk points at different levels, strengthen the restriction and supervision of power and capital operation, and initially establish an internal control mechanism for business departments to implement supervision responsibilities and discipline inspection departments to implement re-supervision. Carry outMy bottom line, my rules, everyone talks about "special activities, organizes special organization life meetings to study and implement the two laws and regulations within the party, and bureau-level cadres take the lead in learning and communication. Party member cadres’ awareness of discipline and rules has been significantly enhanced, and a good habit of respecting discipline, observing rules and defending the system has gradually taken shape.

  The third is to take practical measures to solve problems, prevent risks and fill shortcomings around the issues raised in the patrol feedback on macro-control, internet finance, financial supervision and coordination, organizational structure and overall planning of party building. In-depth research, listen to the opinions and suggestions of all parties, strengthen the analysis of economic and financial situation, innovate monetary policy tools, fully demonstrate the proposed policies, and further enhance the scientific, effective and forward-looking nature of monetary policy and macro-control. Actively respond to the concerns of all parties, reasonably guide public opinion and market expectations, and further improve the recognition and credibility of monetary policy. Members of the Party Committee of the People’s Bank of China explained China’s monetary policy and macro-control intentions through international conferences, international financial exchange and cooperation platforms, actively participated in the coordination of international economic and financial policies, the reform of the international financial system and the formulation of rules, issued the "China Voice" and actively promoted the adoption of the "China Opinions". Strengthen the supervision and management of new financial formats such as Internet finance. Give full play to the leading role of the lead unit of the financial supervision and coordination mechanism. Actively promote the reform of branch management system. Strengthen the classified guidance of party building work, sort out, refine and standardize the party building work system and workflow of the People’s Bank of China, and improve the institutionalized, systematic and scientific level of party building work. The Party Committee of the People’s Bank of China will continue to be problem-oriented, adhere to the above rate according to the characteristics of the vertical management of the Party building work of the People’s Bank of China, and truly realize the goal of grasping organs, bringing systems and promoting grassroots,Comprehensively improve the overall effectiveness of the people’s bank of China in managing the party.

  (2) The rectification of the problem of "the implementation of the main responsibility is not in place and the grassroots party building is weak"

  First, strictly implement the responsibility system for party building work and strengthen the main responsibility of party committees (party groups). Adhere to the strict management of the party, ideological party building, and institutional party building, concentrate on party building, and be responsible for defending the soil, defending the soil and being responsible for it; Implement the responsibility of the first responsible person of the party Committee (party group) secretary and the responsibility of "one post and two responsibilities" for the members of the party Committee (party group). Improve and perfect the appraisal system for party building. Quantitatively assess the Party Secretary’s research and deployment of Party building work, the staffing situation of full-time and part-time Party workers in internal institutions and the scheduled change of positions, and the protection of active positions in party member.

  The second is to seriously carry out political life within the party. According to the relevant requirements of the central government, we will formulate specific measures for the democratic life meeting of leading cadres in party member of the People’s Bank of China in a timely manner, further strictly implement the system of dual organization life meetings throughout the system, strive to improve the quality of democratic life meetings and organizational life meetings, and effectively use the weapons of criticism and self-criticism. Formulate guidelines for the standardization of activity rooms in party member, and take the activity room in party member as the carrier to promote the standardized implementation of the rules and regulations of inner-party life such as "three meetings and one lesson", party spirit analysis and democratic appraisal.

  Third, through the normalization of basic management work and work style construction, the grass-roots party building work will be promoted to a new level. Formulate guiding opinions on strengthening grassroots party building work and improve the establishment of party organizations in directly affiliated enterprises and institutions. Matching and strengthening the leaders of grassroots party organizations, enriching the carrier and form of grassroots party building work. Do a good job in the daily education management in party member, sum up the good experience of using the mass line education practice activities and the "three strictness and three realities" special education style construction, do a good job in rectifying and implementing the lax and untrue problems identified by party committees (party groups) at all levels, and combine the "two studies and one work" study and education to grasp the style construction to the end. Strengthen the management of the party organizations of expatriates and overseas institutions by organizing education before departure, strengthening theoretical study, and participating in daily and special organization life.

  (3) rectification of the problem of "irregular payment of party dues"

  First, the Party Committee of the People’s Bank of China held a special meeting to study and deploy the rectification work of party dues collection, clarify the responsible departments, and complete the rectification task within a time limit. We have formulated a work plan for the investigation and payment of party dues in the People’s Bank of China system, and organized all units in the People’s Bank of China to carefully clean up, standardize and rectify the management of party dues collection in recent years.

  Second, the investigation and payment of party dues should be regarded as an important part of strengthening the education management in party member and strengthening the organizational concept and discipline concept in party member, and the party organizations at all levels and all party member should be urged to earnestly fulfill their due obligations of paying party dues. Strictly contrast with party constitution and relevant regulations, make clear the time period of investigation, define the payment standard of party dues, organize party organizations at all levels of the People’s Bank of China to conduct investigation on the collection of party dues, comprehensively account the amount of party dues that party member did not pay in full according to the regulations during the investigation period, carefully analyze the reasons for missing payment, and deeply reflect.

  The third is to fully recover the party fees that have not been paid according to regulations. Except for some party member who died, retired party member who lived in different places, and party member, who lost contact, who failed to pay the dues in time, the dues have been paid in place. At present, party member, who lost contact, is still being contacted to find out, and the recovery of party dues is continuing, and the party dues are paid to the Central Organization Department and the Central State Organs Working Committee in accordance with the prescribed proportion.

  By rectifying the irregular payment of party dues, party organizations at all levels have earnestly fulfilled the provisions on the collection of party dues, and members of leading bodies at all levels have deeply reflected on the lax management of the party. party member’s consciousness and party spirit have been strengthened, the level of party work has been improved, and the basic work system of party building has been continuously improved. In the next step, we will continue to improve the internal control system of party dues collection and improve the supervision and inspection mechanism of party dues collection.

  (four) the rectification of the problem of "the spirit of the eight central regulations is not strictly implemented"

  In view of the problems pointed out by the Central Leading Group for Inspection Work that the working and living conditions of leading cadres in some subordinate enterprises and institutions of the People’s Bank of China are in violation of regulations in disguise, public funds, gifts, eating and drinking are repeatedly prohibited, the projects of buildings, halls and museums have been completely transformed, and salary subsidies have been paid under various pretexts, the People’s Bank of China has seriously carried out special clean-up and special rectification, and mainly adopted the following measures:

  The first is to carry out special rectification of "public funds to eat and drink" and the use of training centers for extravagant enjoyment. Formulate a special rectification plan, organize the establishment of a "negative list" according to the key problems found in the inspection, strictly investigate the problems of "eating and drinking with public funds" and using the training center for extravagant enjoyment in accordance with the principle of "strict requirements, practical measures and quick implementation", and urge relevant responsible units to pay close attention to rectification. For the expenses of eating and drinking illegal public funds, the responsible person has cleared the expenses that should be paid by individuals for illegal reimbursement, and has been severely dealt with according to regulations. The relevant units have cancelled the reserve fund system, refunded the expenses in violation of regulations, criticized, educated and talked to the responsible persons, and some responsible persons have been given disciplinary sanctions. According to the relevant regulations of the central government, improve the management system of official reception, establish an audit mechanism with clear rights and responsibilities and strict procedures, and eradicate the problem of "eating and drinking with public funds" and using the training center for extravagant enjoyment from the source.

  The second is to organize and carry out special rectification of "new buildings, halls and venues" throughout the system. We have earnestly implemented the spirit of "it is strictly forbidden to build new buildings and halls for any reason" by the central government, and have stopped building projects related to illegal buildings and halls, and given disciplinary sanctions to those responsible. The Party Committee of the People’s Bank of China will further improve the system according to relevant laws and regulations, standardize the management of capital construction, and ensure that the central ban order is prohibited and not discounted.

  The third is to carry out the "special clean-up of office space, car allocation and housing violations". In strict accordance with the 2014 standards for the construction of office buildings of party and government organs and the central government’s notice on further cleaning and rectification of office buildings, on the basis of cleaning and rectification of office buildings, the cleaning and rectification efforts were further intensified, and relevant responsible persons were interviewed and informed criticism was held, and rectification was carried out by means of engineering transformation. At the same time, in strict accordance with the relevant policies and regulations of the central and local governments, the management of housing and car allocation has been strengthened, which has effectively solved the problems of unclear housing use status of employees, unclear base, chaotic distribution management, and car allocation and use by leading cadres in violation of regulations. At present, problems such as excessive office space and illegal car allocation have been rectified in accordance with relevant standards, and the rectification of "illegal housing" has also achieved phased results and is being completed. During the rectification, the relevant systems for office space and housing management were also formulated and improved, and preparations were made for the reform of the official car system, and the key units responsible for rectification were urged to improve the long-term mechanism.

  Fourth, follow the principle of "comprehensive improvement, simultaneous rectification and construction, and focus on prevention" to standardize salary subsidies. Earnestly carry out special rectification of illegal payment of salary subsidies, thoroughly investigate the payment amount, name and basis of each salary subsidy item by item, and establish a list of tasks and responsibilities item by item, resolutely correct the problem of illegal payment of salary subsidies and return the non-compliant subsidies. By strictly implementing the salary management system for the heads of enterprises and related units directly under the People’s Bank of China and taking salary-limiting measures for the heads of institutions directly under the People’s Bank of China, the salary distribution of the heads will be further standardized and the salary gap will be reasonably controlled. According to the unified arrangements of the central government, the performance pay system for institutions directly under the People’s Bank of China will be implemented. Consolidate the results of solving the problem of mismatch between personnel funds and wages, and strengthen the management of personnel funds and wages. In the process of rectifying the problem of illegal payment of salary subsidies, all units seriously pursued accountability and dealt with relevant responsible persons. In the next step, we will continue to improve the salary management system and establish a long-term supervision mechanism to improve the scientific and normative income distribution.

  (V) Rectification of the problem of "lax implementation of organizational discipline"

  The Party Committee of the People’s Bank of China combined the rectification of feedback from the Central Leading Group for Inspection Work with the implementation of the central government’s decision-making arrangements on organization and personnel work, adhered to the problem orientation, deepened the rectification of problems, and made efforts to strengthen the implementation of organizational discipline system.

  First, in accordance with the provisions of the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and in light of the actual situation of the People’s Bank of China, improve the selection and appointment of cadres. In accordance with the requirements of building a "learning-oriented, research-oriented, expert-oriented, pragmatic and pioneering" central bank cadre team, we will focus on deepening the reform of the cadre personnel system, reform and improve the cadre assessment mechanism, focus on the grassroots, lay a solid foundation, highlight the standards of "firm belief, serve the people, be diligent and pragmatic, dare to take responsibility, be honest and clean", adhere to the principle of being universally recognized by the masses, and establish a correct one.

  The second is to comprehensively sort out the cadre appointment problems pointed out by the Central Leading Group for Inspection Work, deeply understand the post assessment, work performance and evaluation opinions of cadres and the masses, and comprehensively grasp the public sentiment and public opinion through multiple channels. The Party Committee of the People’s Bank of China has convened many party committees to study the issue of cadre adjustment and allocation. According to the thorough investigation, post assessment, work performance and opinions of cadres and the masses, it has adjusted the teams of several departments, directly affiliated units and branches, strengthened the orientation of focusing on performance and the orientation recognized by the masses, and highlighted the leading and checking role of party organizations. Strictly implement the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and the central regulations on secretary management, civil servant transfer and overseas talent introduction, adhere to the cadre standards in the process of cadre selection, adhere to the principle of being recognized by the masses in all corners of the country, adhere to the correct orientation of employing people, expand the horizons of selecting and employing people, select and train cadres from multiple perspectives and ways, strengthen organizational checks, and take into account the growth of all kinds of cadres.

  The third is to organize the screening of the employment situation of spouses and children of bureau-level cadres one by one, resolutely transfer them out in violation of the avoidance regulations, and resolutely clean up the illegal transfer. For those who do not violate the existing system regulations, leading cadres are also required to set an example, encourage and guide spouses and children to work outside the system, and at the same time pay attention to establishing a long-term mechanism. Resolutely rectify the problems found involving job avoidance. Access to the original deployment files, to verify whether there is no unified examination recruitment or unauthorized transfer. Those who have not been hired by the examination or transferred without approval will be resolutely cleaned up and rectified. Those who conceal or fail to report shall be dealt with severely, and the responsible person concerned shall be investigated for responsibility.

  The fourth is to strictly implement the personal reporting system and resolutely safeguard the seriousness and authority of the system. Organize special training courses on personal reporting, convey the spirit of relevant documents, clarify standards and reiterate requirements. Urge leading cadres to carefully fill in personal reports on relevant matters. Do a good job in policy interpretation and work guidance, and urge all units to strictly grasp the standards and do a good job in verification and handling. Actively rectify and intensify the verification and handling of personal related matters reports. Cadres who did not truthfully report personal matters were severely dealt with. In the next step, combined with the adjustment of cadres and the investigation of reserve cadres, we will intensify the inspection and disposal of cadres who are selected for key spot checks and are to be promoted and reused, expand the scope of supervision and inspection, and promote the implementation of the system through strict handling.

  The fifth is to classify by levels and actively digest and rectify the problem of over (high) cadres. The super (high) allocation of department-level cadres will be digested by stages and batches through peer exchanges, transfer to non-leadership positions, retirement and other means. The over-allocation of cadres at the department level shall be gradually digested and solved through transfer, exchange and adjustment of positions according to the needs of work and the allocation of positions.

  The sixth is to carefully sort out and study to promote cadre exchanges. Comprehensively sort out the department-level cadres who have served for more than 5 years in the whole system, deeply analyze the post characteristics, employment conditions and rotation requirements of department-level cadres in different departments and institutions at different levels, and study and put forward the principles and ideas for strengthening the rotation exchange of cadres. In the same unit or department as the main leadership positions for 5 years, in principle, to communicate; Those who have been over 10 years must communicate. Strengthen supervision and inspection of the implementation of the cadre exchange system.

  (six) the rectification of the problem of "lax supervision and restraint of power"

  The Party Committee of the People’s Bank of China held a special meeting to thoroughly study the issue of strengthening power supervision and restraint, conducted a comprehensive investigation on the administrative examination and approval and fees involved in "business departments+",and demanded that all kinds of power transfer and disguised transfer be resolutely put an end to, adhere to the problem orientation, dig deep into the root causes of the problem, clarify relevant responsibilities, and effectively rectify the situation.

  First, establish and improve the institutional arrangements for regulating the exercise of power. Fully listen to the opinions of commercial banks and related enterprises, strengthen personnel management, sort out business processes, and put an end to rent-seeking corruption. To further standardize the examination and approval behavior, it is strictly forbidden to continue to implement disguised examination and approval for the examination and approval items that have been cancelled, and it is not allowed to authorize or entrust enterprises and institutions to exercise the examination and approval power. A special enterprise management committee directly under it is responsible for the research and management of major issues involving enterprises and institutions. We will speed up the improvement of the charging management system of enterprises and institutions and standardize the charging behavior. Establish the management system of charging items, and strengthen the rationality demonstration and whole process supervision of the establishment and implementation of charging items. At the same time, taking the implementation of rectification as an opportunity, we will extend from solving superficial problems to solving deep-seated problems, from centralized rectification to normalized governance, promote system construction and accountability, and promote the healthy development of business work.

  Second, strict access and supervision of payment institutions and increased penalties for violations. Establish and improve the classified supervision mechanism of non-bank payment institutions, and issue the Measures for the Administration of Rating of Non-bank Payment Institutions. Strengthen the supervision of reserve funds to curb the high risk of misappropriation of funds. Pilot operation of the national off-site supervision system for non-bank payment institutions (Phase I). Increase penalties, clean up and rectify market order, and focus on rectifying unlicensed payment institutions. Study and establish a centralized deposit and management system for customer reserve funds of payment institutions, fundamentally prevent the risk of misappropriation of customer reserve funds by payment institutions, and standardize the inter-bank liquidation obligations of payment institutions.

  The third is to strengthen supervision and restriction on the operation of power and promote strict, fair and civilized law enforcement. In view of the problems in law enforcement, such as inadequate supervision, selective law enforcement or different penalties in the same case, investigation, verification and rectification were carried out, and the relevant institutional arrangements for administrative law enforcement were further improved. Actively implement and promote the random inspection of administrative law enforcement, realize the full coverage of random inspection of all business lines, reduce the arbitrariness and human intervention of law enforcement inspection, and prevent power rent-seeking. Strictly implement the responsibility system for administrative law enforcement and the appraisal system for law enforcement, give full play to the supervisory role of legal, internal audit and discipline inspection departments in administrative work according to law, strengthen the post supervision of law enforcement, and ensure the fairness and legality of administrative law enforcement. Improve the system of administrative punishment Committee and give full play to the role of administrative punishment Committee. These measures have effectively standardized the power operation links and processes such as administrative examination and approval, law enforcement inspection and administrative punishment, and prevented corruption such as abuse of power for personal gain. In the next step, we will continue to establish and improve the supervision system of checks and balances of powers and responsibilities, further promote the publicity of administrative law enforcement information, and explore the establishment of a benchmark system for administrative penalty discretion.

  (seven) the rectification of the problem of "supervision and discipline is not in place"

  The Party Committee of the People’s Bank of China firmly supports the discipline inspection team and the discipline inspection committees at all levels to be serious in discipline and accountability, and concentrate on finding out the end and will never tolerate it. Organize forces to quickly investigate and deal with the clues of leading cadres suspected of violating discipline mastered by the patrol handover and stationed discipline inspection team; After investigation and verification, the clues suspected of violating the law are transferred to judicial organs for legal treatment; The problems that are not handled in place require careful review and strict investigation again. Increase the exposure of typical cases and release a strong signal that discipline must be strict.

  First, we have seriously investigated and dealt with cases of mental problems in which bureau-level cadres violated the eight central regulations. According to the rules and regulations, the relevant personnel were given serious warnings within the party, dismissed from their posts within the party, given administrative demerits, dismissed from office, and dismissed, and some disciplinary personnel were admonished.

  The second is to strictly apply the "four forms" to strengthen discipline review. Investigate the cadres at the bureau level suspected of accepting bribes and transfer them to the procuratorate. Cadres who do not truthfully explain the situation to the Central Leading Group for Inspection Work and violate political discipline will be given serious warnings within the party and dismissed. Leading cadres who violate financial and economic disciplines are given serious warnings within the party and administrative records are given greater punishment, and they are notified separately on the website of the Supervision Department of the Central Commission for Discipline Inspection and within the system. The problem of violating the spirit of the eight central regulations was notified in the system.

  Third, according to the deployment of the Central Commission for Discipline Inspection, the rectification of the "four winds" problem was "reviewed". Combined with inspection and rectification, and in contrast to the relevant laws and regulations of the Central Committee and the Head Office, we conducted a comprehensive investigation and systematic summary of the system provisions and implementation of implementing the spirit of the eight central regulations and rectifying the "four winds" problem, and seriously rectified the problems found.

  The fourth is to do a good job in handling the clues of the handover of the Central Leading Group for Inspection Work. In strict accordance with the requirements of disciplinary review, we will concentrate on comprehensively analyzing and cleaning up the clues related to the People’s Bank of China system handed over by the Central Leading Group for Inspection Work, and dispose of them in a classified manner, so that all the pieces can be found. Up to now, one person has been transferred to judicial organs to be investigated for criminal responsibility, and 32 people have been given disciplinary action and organization. Among them, there are 18 cadres at the bureau level and 15 cadres at or below the department level.

  The fifth is to take the opportunity of stationed reform and patrol rectification to strengthen supervision and accountability. Focus on strengthening the supervision of leading bodies and bureau-level cadres, urge party organizations at all levels to implement the main responsibility of strictly administering the party in an all-round way, and ensure that central government decrees and major decision-making arrangements are in place. If the leading bodies at all levels fail to fulfill their main responsibilities, increase accountability. Keep a close eye on the new trend and performance of "four winds", and strictly investigate and deal with behaviors such as not stopping, not converging and evading organizational supervision, and never let go. Strengthen the construction of discipline inspection and supervision team. Comprehensively promote the implementation of "two-oriented" and "double investigation of one case".

  Third, the next step of rectification work arrangement

  The Party Committee of the People’s Bank of China will continue to further promote the implementation of inspection and rectification from the following aspects, and improve the institutional arrangements for comprehensively administering the party strictly from the source, and consolidate and expand the achievements of inspection and rectification.

  (a) in-depth study and implementation of the spirit of the Central Committee’s instructions on inspection work, and further improve the ideological understanding and action consciousness of doing a good job in inspection and rectification work.

  We will fully implement the spirit of the 18th National Congress of the Communist Party of China and the Third, Fourth and Fifth Plenary Sessions of the 18th Central Committee, thoroughly implement the spirit of the series of important speeches of the Supreme Leader General Secretary, especially the spirit of important instructions on patrol work, resolutely implement the requirements of political patrol, earnestly shoulder the main responsibility for the implementation of patrol rectification, perform the rectification duties stipulated in the Regulations on Patrol Work in the Communist Party of China (CPC), and take the problems pointed out by the patrol in the right place, draw inferences from others, and pay close attention to implementation, so as to ensure that the patrol rectification work is effective.

  (2) Convene a meeting on Party building work of the People’s Bank of China to make arrangements for comprehensively strengthening the Party building work of the People’s Bank of China system.

  The Party Committee of the People’s Bank of China decided to hold a special meeting on the Party building work of the People’s Bank of China in the first half of 2016 to systematically summarize the Party building work of the People’s Bank of China since the 18th CPC National Congress, study and solve the outstanding problems in the Party building work of the People’s Bank of China, and make arrangements for the People’s Bank of China to comprehensively strengthen Party building and strictly manage the Party in the future.

  (3) Strengthen the leadership of the Party building work in the People’s Bank of China system and resolutely implement the main responsibility of strictly administering the Party in an all-round way.

  The secretary of the Party Committee takes the lead in fulfilling the duties of the first responsible person, further strengthens the strength of the Party Committee team to grasp the party building work, earnestly shoulders the main responsibility, and grasps the specific issues of institutional mechanisms and grassroots party building to deepen the implementation of the main responsibility. Taking the opportunity of comprehensively cleaning up, standardizing and rectifying the collection of party dues, combined with the "two studies and one work" study and education, we can solve the problems of party member’s weak consciousness, weak party organization construction and management. Actively support the discipline inspection team stationed to perform their supervisory responsibilities, deal with disciplinary violations seriously, and never cover up and tolerate them.

  (4) Do a good job in investigating and dealing with mental problems in violation of the eight central regulations and make unremitting efforts to correct the "four winds"

  We will continue to carry out in-depth special rectification of office space, car allocation and housing violations, illegal building of buildings and halls, excessive salary subsidies, public funds for eating and drinking, and extravagant enjoyment of training centers. Actively support the discipline inspection team stationed in the Central Inspection Team to handle the clues of mental problems that violate the eight central regulations handed over by the Central Inspection Team, and thoroughly investigate and deal with relevant violations. At the same time, further improve the relevant system regulations and promote the normalization and long-term work style construction.

  (5) Strictly implement the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and comprehensively strengthen the selection, management and supervision of cadres.

  In accordance with the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and the relevant requirements of the Central Committee, we will constantly improve and strictly implement the cadre and personnel systems, strengthen the investigation and training of cadres in political aspects, adhere to the standards of cadres, adhere to the principles of being recognized by the masses in all corners of the country, fairness and justice, form a good orientation and atmosphere for selecting and employing people, increase the intensity of spot check and verification of personal reports and disciplinary actions against violations, promptly clean up and digest over-matched cadres, and seriously deal with the problem of file fraud.

  (six) to further promote the administration according to law and decentralization, and further strengthen the supervision and restriction of the operation of power.

  Continue to streamline administrative examination and approval items, strengthen institutional constraints, strictly regulate the exercise of administrative power, and prevent power transfer, rent-seeking and arbitrage for personal gain. Give full play to the role of directly affiliated enterprise management committees, strengthen the daily management of enterprises and institutions, and pay close attention to defining management and supervision systems such as operation, fees, remuneration and surplus (profit) payment. Combined with the reform of financial supervision system, we will promote the restoration of the provincial management system of branches of the People’s Bank of China. Improve the operation mechanism of the branch work coordination Committee and strengthen the overall guidance and management of branches.

  The People’s Bank of China will take the opportunity of special inspection and rectification, further firmly establish political awareness and overall concept, strengthen political responsibility, strengthen the Party’s leadership over financial work, fully implement the decision-making arrangements of the central government and the State Council in accordance with the requirements of "one post and two responsibilities", improve and perfect macro-control, vigorously promote financial reform and development, earnestly safeguard financial stability, improve the ability of financial services to the real economy, and make greater contributions to building a well-off society in an all-round way and achieving the objectives of the 13 th Five-Year Plan.

  Cadres and the masses are welcome to supervise the implementation of inspection and rectification. If you have any suggestions, please report them to us in time. Contact information: Tel 010-66194725; Mailing address: No.32 Chengfang Street, Xicheng District, Beijing; E-mail: sziguo@pbc.gov.cn.

  CPC China People’s Bank Committee

  April 28, 2016

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Reveal the credit card trap you don’t know.

  Beijing, February 12 (Xinhua) According to the economic voice "Daily 315", you may receive a credit card upgraded by the bank if you don’t apply for it specially. According to the reporter, many people have received more than one. Knowing that the annual fee may be charged after the credit card is opened, the cardholder simply does not activate it and thinks that there will be no problem, but it is not that simple.

  Mr. Wang in Beijing has encountered such a situation. A few days ago, he received a platinum credit card from Huaxia Bank. Mr. Wang was puzzled at first. He didn’t apply. Why did the bank send this card? When he went to Huaxia Bank’s business outlets for consultation, the staff told him that it was because of his good consumption and credit records that he specially helped him upgrade this card, which is very common.

  The customer service staff of Huaxia Bank explained that a short message was sent to him a few months ago. If you don’t reply, you will agree to apply for a card by default. If you don’t activate it, there will be no cost.

  Huaxia Bank’s customer service staff said: "Because you used the card in good condition before, this card was distributed to you. Your titanium card can be used overseas, and the UnionPay 3D card was sent to you, which is more convenient to swipe it in China."

  Mr. Wang: "But I didn’t apply for this card."

  Huaxia Bank Customer Service: "In October 2017, there will be a text message to remind you that if you don’t reply’ No’, this card will be mailed to you by default."

  Mr. Wang: "Does this card itself have annual fees and other expenses?"

  Huaxia Bank Customer Service: "The annual fee of the new card you received is 680 yuan, which is free in the first year. If you spend five times in the first year, you will be free in the second year."

  Mr. Wang: "If I don’t activate it, it means there is no annual fee, right?"

  Huaxia Bank Customer Service: "Yes."

  Don’t inactive credit cards have any impact on cardholders as long as they don’t charge? In fact, this inactive credit card data will also be registered in the personal credit record. For example, the approval time and specific amount of this card will be clearly displayed, and the words "This card has not been activated" will also be marked. When you really need a loan to buy a house, buy a car or have a loan demand in other aspects, these data will also become a reference for financial institutions such as banks. The reporter called the personal credit information system of the People’s Bank of China to inquire about related matters.

  Reporter: "If I don’t activate for a long time, will it affect my future loan?"

  China Bank’s credit inquiry system: "The credit center does not make any subjective evaluation of the data on your report. Whether you can handle business in the future depends on the institutions or banks that you will handle business in the future, and how you treat the data on your credit report is determined by their approval policies."

  Another problem that deserves everyone’s attention is that in many cases, credit cards that are not activated or opened will also incur expenses. The reporter called the Credit Card Center of China Merchants Bank, and the customer service staff told the reporter that if the user chose express delivery when handling the credit card, the express fee in 20 yuan would be included in the credit card bill. If the user thinks that he has not spent money and does not pay attention to the bill of this card, there will be a credit card overdue record. In addition, some special credit cards also have card face fees. For example, the customer service staff of Shanghai Pudong Development Bank said that "privately ordered" cards, such as cards with card numbers, card materials or colors, will generate card face fees, which will also be reflected in the credit card bill.

  Other credit cards, whether activated or not, will generate an annual fee as long as they are applied. For example, a platinum card or a higher-level credit card than a platinum card. This kind of credit card often has a lot of value-added services, and most banks have to bear a lot of expenses for these services every year, so even if Platinum cardholders don’t activate their cards, they have to charge an annual fee.

  Compared with using a debit card, using a credit card will have a bill even if you don’t spend money. The annual fee rules of credit cards vary from bank to bank. Many banks’ credit cards will calculate the annual fee as long as they are opened, and users need to spend five or a certain amount to avoid the annual fee. However, some banks will change these rules, and if banks fail to fulfill their obligation to inform customers, it will bring a lot of trouble to credit card users.

  The customer service staff of the personal credit inquiry agency of the People’s Bank of China said that as long as it is a credit card bill, no matter whether it is dozens or hundreds, it will be regarded as overdue if it is not returned at maturity, which will affect the personal credit record.

  However, there are many precautions for canceling credit cards, otherwise it will also bring bad influence to your personal credit information:

  1. The card to be cancelled should not be in arrears. Before you cancel your card, make sure whether there is any outstanding balance on your credit card. If you don’t know your repayment amount, you can call the card-holding bank for consultation. If you cancel your card before you pay it off, it will affect your personal credit information.

  2. Do not use the card to be cancelled during the "account clearing period". Generally, when a bank cancels your card, it takes about 45 days to "clear the account", and the cancellation can only be arranged after ensuring that there is no delay in the transaction of the card. After waiting for the "account clearing period", in order to ensure the completion of card cancellation, it is recommended to call the bank’s customer service phone or go to the bank outlet for confirmation.

  3. Cards with overdue records within two years should not be cancelled. The overdue records of credit cards will generally be kept in the credit report for 2 years. Even if the debts have been paid off, the records after the cancellation of the cards will be kept, and the normal use can only be guaranteed until the records are eliminated. Otherwise, it will affect your handling of financial services such as loans in the future.

  4. Do I need to cancel the inactive credit card? Generally speaking, inactive ordinary credit cards do not generate annual fees, but some special cards are hard to say, so it is better to cancel the inactive credit cards in time if they are not used.

  5. Pay enough free annual fee and then cancel the card. If your credit card needs to be swiped enough times or amount to be exempted from the annual fee, it is recommended to cancel the card after meeting the conditions, otherwise it is equivalent to not paying the annual fee and it will be overdue.

  6. Remember to "destroy the card" when the card is cancelled. Make sure that after you have finished selling the card in the bank, you should immediately cut the magnetic stripe of the card in your hand, and don’t leave it lying around, causing unnecessary trouble.

  Lu Yun, director of the Beijing Lawyers Association, the Legal Committee for Consumer Rights Protection, and Zhao Zhanling, a lawyer of Beijing Zhilin Law Firm, came to analyze and interpret related issues.

  Voice of the Economy: Has Ms. Lu ever received an "uninvited" credit card from the bank? How is it handled?

  Lu Yun: "I have never met it myself, but my friends around me have met it and asked us for advice. For this kind of "uninvited" credit card, I personally think that the handling of credit cards belongs to the category of consumers’ right to choose. Some banks send cards directly without the application of the parties. Once the cards are sent, some expenses may be incurred, including annual fees, courier fees and card fees. If these expenses are not paid in time, it will affect consumers’ personal credit investigation. Based on this, if consumers receive an’ uninvited’ credit card, they should still contact the card issuer in time to make a judgment according to their needs. "

  Voice of the Economy: On the grounds that the user’s credit is good, it will be informed by SMS, and if the user does not reply, the user will agree to apply for a credit card by default. Is this form fair to credit card users?

  Zhao Zhanling: "For this kind of short message, the security software used in many consumers’ mobile phones may blacklist the short messages sent by some banks, or the users may not see them in time, so the banks think that the users agree by default, which is unreasonable. Secondly, credit card processing needs the user’s consent. Credit card provides a kind of financial service, and actually processing credit card is to obtain the financial service provided by the bank. As a consumer, according to the law, users have the right to know and the right to choose independently, that is to say, whether to apply for a credit card and what kind of credit card should be chosen by users themselves, and it cannot be said that users agree to apply for it by default without SMS reply. This practice lacks legal basis. In addition, some banks may increase the overdraft limit for users on the grounds of good credit when users use credit cards. This is no problem, but some banks use this reason to help users open higher-level credit cards, which also needs to inform users. "

  Voice of the Economy: Even if the card is not opened or activated, it will have an impact on the cardholder’s personal credit information, because these credit card data will be recorded in the personal credit information system, and it may also affect the application for loans in the future. If this has caused some negative effects, should banks be responsible for it?

  Lu Yun: "First of all, banks should fulfill their obligation to inform and protect users’ right to know. In other words, when the user has this card, the bank needs to inform the user not only of the rights and interests he enjoys, but also of the risks and legal consequences he may bear. Secondly, credit investigation involves all aspects of personal life and work. Once it is overdue, the credit investigation system will record it even if 1 yuan is overdue and the repayment is 2 hours late. According to the Consumer Law, banks must explain and inform consumers in a significant way, and make necessary prompts. If they just send a text message or post some notices in the lobby, they have not fulfilled their obligation to inform. "

  Voice of the Economy: When some consumers use credit cards, even if they don’t activate or open them, they will incur fees, some are express delivery fees, some are card face fees, and some are annual fees. Faced with this situation, in fact, there are relevant laws and regulations, such as the China Banking Regulatory Commission, which expressly stipulate that credit cards cannot be charged without the activation of the cardholder. However, the regulations also stipulate that under special circumstances, the cardholder alone authorizes the deduction of fees and the creditor-debtor relationship that has been formed when changing the card by writing, recording the customer service telephone number, electronic signature and methods recognized by both the cardholder and the issuing bank. What is the meaning of this provision? What problems should consumers pay attention to when signing a credit card contract to avoid damage to their rights and interests?

  Zhao Zhanling: "The regulations of CBRC are very clear. Credit card holders can’t charge annual fees if they don’t activate their credit cards, so many banks now charge annual fees in violation of the regulations of CBRC. However, there are exceptions. If the cardholder authorizes the bank to collect fees separately by other means, then there is no problem. Therefore, when handling a credit card, you need to know clearly the annual fee amount, collection method and exemption conditions of the credit card. Even if you don’t want to use the credit card in the future, you should return the annual fee as much as possible or offset the annual fee by meeting the exemption conditions to avoid overdue. In addition, if the credit card is not going to be opened or activated for some reason, it should be confirmed to the bank whether there is an annual fee and whether it will be included in the credit record. In addition, when handling credit cards, you need to know the basic knowledge of credit cards, such as overdraft limit, withdrawal limit, the difference between credit card billing date and repayment date, and whether there is a late payment fee after the deadline. Consumers need to understand all aspects of the situation when handling credit card expenses or during use, in order to avoid damage to their own interests. "

  Voice of the Economy: What should I do if someone pretends to activate a credit card that I don’t want to use, resulting in some losses or personal credit history problems?

  Lu Yun: "This needs to be treated differently according to different situations. If there are problems caused by bank operators or operating system loopholes, or collusion inside and outside the bank, the bank should bear the corresponding responsibilities; If the user keeps the card himself, the password is not good, or the password setting does not meet the bank regulations, resulting in the leakage of personal card information, then the individual needs to bear the corresponding responsibility. "

  Voice of the Economy: What impact will there be if there are overdue records in the personal credit information system? How to ensure that personal credit records are in good condition when using credit cards?

  Lu Yun: "China’s existing Regulations on the Administration of Credit Information Industry clearly stipulates how institutions and individuals in the credit information industry record and cancel. Nowadays, personal credit investigation is particularly important in life and work, which will not only affect future investments or loans, but also affect children’s schooling, social security, provident fund and other aspects, and even affect the admission of civil servants. According to the current development trend, personal credit information is becoming more and more important,’ one place is broken, and everywhere is limited’. Therefore, when consumers need to sign the relevant business, they must confirm with the counter staff to understand the business they are handling and ask about the possible legal consequences of this business before handling it. At the same time, banking business, including sales promotion by salesmen, should be operated in accordance with normative requirements. Now the bank is implementing a dual recording system, that is, recording and recording at the same time, hoping that more businesses can be included in the system to urge banks to fulfill their obligation to inform and protect consumers’ right to know. "

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Problems such as illegal fees for internship and training, ineffective protection of legitimate rights and interests, etc. sometimes occur. Why are internships in vocational colleges repeatedly banned

  □ Our reporter Wen Yuanzhen

  Recently, a teacher in Jiangxi Vocational College of New Energy Science and Technology has deducted huge internship remuneration from students, which has aroused widespread concern. Subsequently, the Joint Investigation Team of Xinyu City, Jiangxi Province issued a briefing saying that after a preliminary investigation by the High-tech Branch of Xinyu City Public Security Bureau, it was found that Yan Moumou and others were suspected of accepting bribes by non-state workers, and now they have filed a case for investigation and taken criminal compulsory measures against Yan Moumou and others. At present, the case is under further investigation.

  An interview with the reporter of "Rule of Law Daily" learned that such phenomena as vocational college students being brought into factories by teachers as assembly line workers and internship allowances being maliciously defaulted by enterprises have occurred from time to time. The reason is that most interns have not left the campus and cannot sign labor contracts, which cannot be directly linked to the status of workers protected by labor law. Therefore, problems such as illegal fees for internship training, students’ injuries during internship, and ineffective protection of legitimate rights and interests occur from time to time, especially the chaos in internship in vocational colleges.

  Experts interviewed by reporters believe that some vocational colleges and enterprises do not hesitate to harm the legitimate rights and interests of students in pursuit of interests. The reason why this kind of chaos can’t be stopped is that the design of safeguard mechanism and rights protection mechanism in existing normative documents is relatively simple and not feasible. For example, what responsibilities vocational colleges and internship units need to bear after violating laws and regulations, and whether these responsibilities can effectively deter the units, etc., all need to be further solved.

  School-enterprise cooperation is controversial.

  Many vocational college students have had unforgettable internship experiences — — The internship salary is far below the normal level, and even you can’t get paid.

  Xiao Li, a junior in a vocational college in Jiangxi, is currently working as an intern in a processing factory in Nanchang, with an average internship salary of 15 yuan per hour. "As long as it is a student, the salary is basically the lowest. Although the work content is similar, there is a big income gap between us and the workers working in the same group. " Xiao Li said.

  At the beginning of July this year, Xiaolin of a vocational college in Shandong went to a hotel for an internship according to the requirements of the school. After two days of training, I took up my post in the housekeeping department. I work from 7: 50 a.m. to 5: 30 p.m. every day, with half an hour for lunch. Because of the excessive intensity of work, after working for a week, her back pain was "unbearable". The examination results of the hospital showed irreversible "lumbar degenerative diseases".

  "Our interns can’t be dismissed. If they are dismissed, they will be recorded in the file by the school and affect graduation." Kobayashi said that she had to choose her own internship later, but when she went to the human resources department to go through the resignation procedures, she originally said that she could settle her salary for one week, but she didn’t get it at the end. "At least five people didn’t get the internship salary like me."

  It is understood that many students are sent to other places for internships, often far from the school, and the working hours and intensity are the same as those of front-line workers. Although it is called "paid internship", the salary is often very low, which is equivalent to the employer reducing the cost of employing people in disguise.

  "At that time, we went with 50 students and were sent to the front line to do some threading, punching and packaging work every day. In order to get the diploma smoothly, I have to stay there and work hard. " Xiaolin said.

  The incident of Jiangxi New Energy Science and Technology Vocational College also proved this point. According to public reports, the college is currently divided into two parts: secondary school and junior college. Among them, there is compulsory internship in secondary schools, and no graduation certificate will be issued unless you go to a designated unit for internship. Although the college also arranges internship units, students can choose to practice independently. In the junior year, the school will arrange internship units for students of different majors, and the internship locations are all over the country, but most of the internship units are processing factories, and the internship salary is about 2,800 yuan a month. If students find their own factories, the internship salary will basically be one or two thousand yuan higher.

  In addition, the reporter found that in 2022, the Jiangxi Provincial Department of Education issued a "Jiangxi Provincial Department of Education announced the third batch of six typical cases of teachers violating teachers’ morality and style". It was mentioned in the above cases that in December 2021, five counselors of Jiangxi New Energy Technology Vocational College, Liu Moumou, Lai Moumou, Qi Moumou, Li Moumou and Zhang Moumou, cooperated with off-campus training institutions to organize five classes of photovoltaic power generation college without reporting to their colleges.

  Similar school-enterprise cooperation has made many students miserable. Previously, many students from a college in Sichuan reported that the school had illegal charging behavior. According to students’ feedback, during the four-year study period, the school charged students many times in violation of regulations. In addition to tuition fees, the school cooperated with enterprises to charge each student an extra 2,700 yuan for skills training, and after four years, an extra 10,800 yuan was paid, and more than 700,000 yuan was charged for computer majors alone. What’s more, between 2016 and 2018, the school actually informed students to pay their own fees to the enterprise, otherwise they would not be given credits or even issued diplomas.

  It is difficult to defend rights when casualties occur.

  On November 10th this year, Li Hao (a pseudonym), a junior in Pingdingshan, Henan Province, died suddenly when he returned to the off-campus rental house to rest after nearly 9 hours of live broadcast of the company’s overnight game. The "Death Certificate" issued by the police shows that Li Hao died abnormally and died because of "sudden death".

  "The school asked them to have a six-month internship. When they applied for a job online, they found this live game company." Li Hao’s father said that the agreement signed between the company and the child required that the live broadcast duration should not be less than 240 hours per month. The child was originally broadcast live during the day, but after November 5, he began to broadcast live at night, and he had broadcast live for five consecutive nights before his sudden death.

  In this regard, the company involved, Henan Qinyi Culture Media Co., Ltd., said that the company signed the "Anchor and Guild Cooperation Agreement" with Li Hao, and there was no employment relationship or internship relationship between the two parties. Li Hao died in his rented house after finishing his work and had nothing to do with the company.

  Is the company involved responsible for Li Hao’s death?

  "Although the death result of Li Hao is not in the company, if the cause of death is related to continuous overnight work, the game company should also bear some responsibility for the death result." Wu Mengkai, a lawyer of Guangdong Hetuo Law Firm, said that as a responsible enterprise, it should assume the responsibilities and obligations for interns and protect their legitimate rights and interests. If the company signs a cooperation agreement with the interns, it should also clarify the rights and obligations of both parties to ensure that the cooperation is based on fairness, justice and mutual benefit.

  Wu Mengkai reminded that interns generally do not enjoy the treatment of work-related injuries, and the risks of internship work are borne by interns themselves. Therefore, interns should agree with the internship unit on how to deal with casualties during the internship period, so as not to protect their legitimate rights and interests afterwards. When signing the agreement, you can negotiate for accidental injury insurance, or agree with the internship unit that in case of casualty, the internship unit will pay the casualty treatment according to the standard of industrial injury insurance treatment, so as to avoid personal rights and interests being damaged due to the lack of legal basis.

  "We can’t ignore the problems and dilemmas in the internship process, and we can’t tolerate the deprivation of interns’ rights by employers." The professor scope of capital university of economics and business Institute of Labor Economics appealed that enterprises should be guided to establish a correct overtime culture and advocate reasonable working hours and healthy working methods.

  The supervision mechanism needs to be improved urgently.

  As early as April 2016, the Ministry of Education and other five departments issued the Regulations on the Management of Students’ Internship in Vocational Schools. In January 2022, the Ministry of Education and other eight departments jointly issued the newly revised Regulations on the Management of Students’ Internship in Vocational Schools, aiming at the problems of compulsory internship, simple repetitive work unrelated to professional study, infringement of students’ legitimate rights and interests, and further delineating the "red line".

  However, why is the relevant chaos still difficult to eliminate?

  In Wu Mengkai’s view, some schools, labor service companies and employers collude with each other and evade supervision. However, due to interns’ weak position, low bargaining power, weak awareness of rights protection and more concerns, some schools, intermediaries and other relevant personnel will be unscrupulous, so that many interns lose the courage to say "no".

  "In reality, some complaints can’t get timely response from relevant departments, interns have to report on social platforms, and it is easy to give up reporting because of intimidation and retaliation." Wu Mengkai suggested that it is necessary not only to vigorously unblock the channels for interns to complain and report, but also to tighten the responsibility of the regulatory authorities and seriously blame the relevant departments and personnel such as inaction and slowness.

  According to the introduction of the scope, the infringement of interns’ rights and interests by internship units is concentrated in three aspects: first, the right to labor remuneration, especially for interns in vocational colleges, whose wages are usually lower than the market level; Second, the right to rest, they are often asked to work long hours; The third is the right to occupational safety and health. Some internship units have poor working conditions and have not provided enough training and protection for interns, which may cause them to suffer occupational injuries.

  Scope told reporters that there was a case of the Supreme People’s Court guiding that employment-oriented interns could form labor relations with internship units. However, as stipulated in Article 12 of the Opinions on Several Issues Concerning the Implementation of the Labor Law of People’s Republic of China (PRC) issued by the former Ministry of Labor in August 1995, students who use their spare time to work and study are not regarded as employment, and labor relations have not been established, so they may not sign labor contracts. In practice, interns are excluded from the labor law, and in most cases, they will not be considered as constituting labor relations with employers.

  "There is no essential difference between the internship interns and the laborers, and they are also subordinate laborers. However, it is unfair that they cannot enjoy all kinds of rights and interests of laborers because the subjects do not meet the standards for the determination of labor relations." Wu Mengkai said.

  If a student’s internship salary is deducted, can it be recovered? Wu Mengkai believes that in view of the phenomenon that students’ internship wages are deducted, students should collect evidence at the first time and save evidence that can prove the employment relationship, including punching records, salary flow, working hours, etc., and ask the other party to pay in time according to the employment remuneration. At the same time, you can also complain and report to the local labor inspection agency and ask the relevant departments to assist in the investigation. If the consultation fails, they shall safeguard their legitimate rights and interests through legal channels.

  The scope calls for enterprises to pay attention to legal compliance when hiring interns. Although the labor law is not applicable to interns, they should still pay attention to the universality of basic labor standards, such as working hours, wages and occupational safety and health protection, which should be consistent with ordinary workers and pay attention to the training of interns. At the same time, interns should try their best to choose regular internship units and pay attention to their legitimate rights and interests, such as asking for a written agreement to clarify the rights and obligations of both parties, and asking for accident insurance or employer liability insurance.

  The scope holds that there are still imperfect systems, and enterprises need to improve the corresponding supervision mechanism to participate in vocational education, and urge them to implement the corresponding responsibilities such as training and education. Enterprises’ participation in vocational education should focus on education, even if they practice in enterprises, it is carried out under the whole system of talent training. At the same time, the "blacklist" of vocational colleges and internship units can also be made public to the public, and the relevant complaints and reports of vocational colleges can be included in the scope of evaluation and audit, and the internship units can be included in the social responsibility evaluation system.

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How do individual workers apply for subsidies?

  How do individual workers apply for subsidies? 

  Method 1: You can go to the window of the local employment service center to get it.

  Method 2: Log in to the "Job Assistant" applet on the mobile phone and apply for it with one click.

  

  Subsidy application process 

  first step: WeChat scans the QR code below and logs in to the [Job Assistant] applet.

   

 

  Second step: To log in to this applet for the first time, please log in and register first, and click [Please log in first] at the top of the applet.

  If you have already registered, you can skip to step 4 directly.

  

 

  Third step: Enter your name and ID number (please enter your personal information). Click Next and tick to agree to the user agreement. Click Next to open face recognition and complete registration.

  

 

  Fourth step: Go to the homepage of the applet, find and click Witness Subsidy Application under Subsidy Application Service.

  

 

  Step five: After entering the [Witness Subsidy Application] page, find the certificate that needs to apply for subsidies. Please read the [Declaration Instructions] carefully before applying.

  

 

  Click [Initiate Application] according to the certificate status.

   

 

  Step 6: After entering the Certificate Details page, click [Initiate Subsidy Application] below.

  

 

  Step 7: Enter the [Personal Bank Information] page, check the personal name and ID number, enter the "contact number" and the bank account information "account name" and "bank", and click [Next] below.

  Reminder: At present, the bank cards used in different application areas in Fujian are different. Please fill in the relevant information according to your real name registration area.

  

 

  

  Step 8: Enter the Vocational Training Subsidy Application Form, complete and confirm personal contact information and bank account information, upload photos of the front and back of your ID card and bank card, and fill in remarks if there is any relevant information. Check to confirm the application information and click Submit Commitment Letter below.

  

 

  Step 9: To verify personal information by face recognition, be sure to do it by yourself. Click [Next] after verification.

  

 

  tenthStep: Display "Application Succeeded" to complete the subsidy application and wait for approval.

  

 

  Go back to the homepage of "Job Compensation Assistant" and click "Witness Subsidy Application Page" in "Subsidy Application Service" to see the status of subsidy application.

  1. For the newly applied project, "Being Applied" is displayed.

  2 subsidies have been issued for the project, showing "subsidies have been issued" and the amount of subsidies.

  

  

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Do I have to pay IQ tax to buy watches? Let’s understand the meaning of playing watch first.

  Article source: Wanbiao Watch Exchange

  Original title: Is it an IQ tax to buy a watch?

  Author: Jian Ming

  As a professional watchmaker, in this new year, Jian Ming has always wanted to say something to his cousins.

  In the new year, the road to playing watches is once again opened. However, have you thought clearly about your initial intention in into the pit? In other words, why do you wear a watch and why do you play with it?

  There is a great debate about this. Some people think that mechanical watches are IQ tax now, while others think that they are not, but they are confused and can’t tell why. In fact, the answers to all questions should be simple. The meaning of playing watch has two dimensions: "to oneself" and "to others".

  for oneself

  Wear a watch, and often wear it for yourself.

  Let me tell you a true thing: in Europe and the United States, many stylists will go to the streets voluntarily, help unkempt vagrants get a haircut for free, and give them clean and beautiful clothes.

  Most of these vagrants end up on the streets because they are lazy and addicted to bad habits. After the stylist cut their hair, put on hair oil and put on suits and shoes that fit them, they were originally sloppy and disgusting, but they actually became radiant and a little handsome.

Comparison before and after the "reform" of tramps  

  What’s even more surprising is that after the excitement of looking in the mirror, the life concepts and habits of these dressed vagrants have changed greatly: they don’t want to wander and beg decadent, they want to change their lives and live a brand-new, dignified and self-reliant life.

Comparison of Homeless José before and after "Transformation"  
José couldn't help exclaiming when she looked in the mirror after getting her hair cut.  

  For example, José, a Spanish tramp, finished his "appearance transformation" and returned to the square where he used to beg. But this time he didn’t want to ask passers-by for change, but sat down like a gentleman and asked for a glass of beer. He used to be hated by everyone, but now there are girls who take the initiative to strike up a conversation. Now, it is said that he has joined a company and ended his life as a beggar.

  Who would have thought that this elegant man was a beggar like a street mouse for a second? According to another stylist, a decadent tramp with unkempt hair cut, stared at the mirror for a long time, looked up and asked him, "Do you know where to recruit?" "I want to find a job."

Before and after the "transformation"  

  In countless voluntary haircuts and clothes-giving activities, stylists found that all homeless people not only became handsome and tidy after their haircuts, but their lives seemed completely different.

Before and after the "transformation"  

  Why does a grooming change not only the appearance, but also the whole life? In fact, this is related to people’s self-suggestion. If a person tidies himself up decently, then his implication to himself is: I am a decent person, and I should and can live a life of quality and dignity. The corresponding self-suggestion will be naturally reflected in the action. This is also the reason why the fate of homeless people has changed.

  Therefore, this is why many people will reward themselves with a watch at the milestone of their lives. When they are adults, graduate, work and get married, they will instinctively think of buying a watch as a souvenir. They may not be able to accurately express the reason, but the reason behind it is the same as the reason why homeless people "reform": to remind themselves of being a decent person and what kind of life they should live.

  When you wear a watch on your hand, polish the delicate shell, hands and movement, which symbolizes a meticulous attitude towards life; Beautiful appearance and color symbolize the taste and interest of life; The culture and story behind a brand and a watch symbolizes people’s pursuit of the spiritual world.

  A person who knows how to appreciate a watch, a person who knows how to appreciate the movement swinging and the pointer sliding, and a person who knows how to tidy himself up and live a decent life will, to a great extent, be insulated from a rude, sloppy and decadent life.

  To others

  No matter what era, in interpersonal communication, "judge a person by his appearance" is an eternal and universal primary criterion. This appearance refers to not only the face, but also the "things" on the body.

  Let’s take the true story as an example. A young boss, who was born in a poor family, won the first bucket of gold, about 10 million, by relying on electrical projects. He took out six million dollars to buy a Bentley, and continued to invest the rest.

  Others don’t understand and ask him why he doesn’t spend a lot of money on investing or buying a house, but buys a "useless" luxury car. The boss’s answer is very interesting: the house is useless to my personal appreciation (the appreciation here refers to people rather than assets), but a good car can prove that my company and assets are healthy. Moreover, if I want to take on bigger projects, I must contact people at a higher level. I can’t do it without a car.

  As a result, in the second year of buying a car, he earned 20 million yuan and sold Bentley for a 10 million Maibakh. Because the original Bentley is no longer worthy of his new circle.

  This happened about eight or nine years ago, and now the size of the boss’s career is unclear, but what is certain is that it is much larger than that of that year.

  The second real case, a pin crown of the B-prefix Internet company, disdains to dress up because of its outstanding ability, and wears hundreds of shirts, suits and sneakers all the year round. Later, he started his own business and started a company. Strangely, his company’s performance was very good, but he always failed when he went out to talk about cooperation.

  Later, a friend reminded him that the original words were probably: "You tidy yourself up, buy some good clothes and pants, buy a good watch, people who know you know you make money, and people who don’t know you think your company is dying."

  What’s your impression of a man dressed like this talking about business with you? After he did so, he changed his suit and watch to a level of more than 10,000 yuan, and it was found that the efficiency was much higher. In the negotiation, he no longer had to spend time wrangling with wannabe, but went straight to the decision maker, saving me a lot of time.

  He summed up this: cooperation is like falling in love. People are not looking at your appearance. Do you want me to look at your inner self? Who can guarantee that you can see the inside of people at first sight? (except for a few technical industries of science and engineering, so technical bosses are often sloppy)

  The principle behind it is obvious at this time. When others associate with you, they pay the cost of time and energy on you, which is essentially the same as the cost of money on you when the bank lends you money. Before a bank lends a loan to a person, it is of course necessary to do a detailed background check; However, people’s time is precious, and it is impossible to conduct a background investigation on each person in interpersonal communication, so we can only instinctively carry out a back tone through people’s "appearance."

  At this time, a good car, a suit of clothes and a good watch are often weapons to show your taste and strength.

  In this regard, there may still be questions: Why does Ma Yun wear explosive evaluation sweaters all the year round, and why does Li Ka-shing wear cheap electronic watches … It is very simple, because their faces are the biggest business cards, and people all over the country recognize their faces, even wearing a little genius watch is a trend. If you look through the old images of decades ago, when they were young and talking about business, which one was not dressed up in a decent suit and tie?

  In the final analysis, mechanical watch is not an IQ tax, it has its own aesthetic value and practical value. Just like luxury jewelry, leather goods, perfume, luxury cars, and even antiques, calligraphy and painting, sculpture and other works of art.

  But I want to remind everyone that buying and playing watches should be done according to one’s ability, otherwise, the most authentic fun will be lost.

  What’s your original intention of playing with the watch? Is it for your own appreciation, or for showing your identity, or for other reasons?

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Central Environmental Protection Inspector Group: Guizhou’s surface rectification and pretend rectification still exist.

  BEIJING, May 10 (Xinhua) According to the WeChat WeChat official account news of the Ministry of Ecology and Environment, the Fifth Central Eco-environmental Protection Inspector Group reported back to Guizhou Province on May 10 the situation of "looking back" and special inspections. The inspector group pointed out that although remarkable progress has been made in the rectification of inspectors in Guizhou Province, some regions and departments still have problems such as inadequate ideological understanding, unfulfilled responsibilities, lagging progress in rectification tasks, and even perfunctory rectification, superficial rectification and pretend rectification.

  From November 4 th to December 4 th, 2018, the Fifth Central Ecological Environmental Protection Inspector Group (hereinafter referred to as the Inspector Group) carried out a "review" of the first round of central environmental protection inspectors in Guizhou Province, and made overall arrangements for special inspectors on ecological protection issues in the Yangtze River Basin, and formed inspector opinions. Approved by the CPC Central Committee and the State Council, the inspector group gave feedback to the Guizhou Provincial Party Committee and the provincial government on May 10, 2019.

  The inspector mentioned that since the first round of inspections, Guizhou Province has held several meetings of the Standing Committee of the Provincial Party Committee, the provincial government executive meeting and the rectification work promotion meeting to study and deploy the inspector’s rectification work. A total of nearly 8 billion yuan has been invested in the rectification of environmental problems in Weining Caohai National Nature Reserve, and 5,590 illegally built houses with an area of 618,000 square meters and a population of 22,400 have been demolished within the planned red line of the reserve. The project of returning 60,000 mu of farmland to wet grassland has basically completed land acquisition, and the ecological water supply is 1.05 million cubic meters. Local laws and regulations such as the Regulations on Promoting Ecological Civilization Construction were revised, Guiyang International Forum on Ecological Civilization was held continuously, and more than 100 system of ecological civilization reforms were implemented successively. Implement the green economy multiplication plan, and the green economy accounts for more than 40% of the regional GDP. A new round of returning farmland to forests and grasslands, comprehensive control of rocky desertification and comprehensive control of soil erosion will be implemented, and the forest coverage rate will increase from 47% in 2012 to 57% in 2018.

  The inspector mentioned that Guizhou Province attached great importance to this "looking back" work, supervised and reformed, and established reforms to promote the solution of outstanding ecological and environmental problems around a large number of people. As of March 2019, the problem of mass reporting assigned by the inspector group has been basically settled, of which 1,200 were ordered to be rectified; 373 cases were filed for punishment and a fine of 26.13 million yuan was imposed; 22 cases were investigated and 14 people were detained; 170 people were interviewed and 111 people were held accountable.

  Inspectors pointed out that although remarkable progress has been made in the rectification of inspectors in Guizhou Province, some regions and departments still have problems such as inadequate ideological understanding, unfulfilled responsibilities, lagging progress in rectification tasks, and even perfunctory rectification, superficial rectification and pretend rectification.

  First, the ideological understanding is not in place. Some regions and departments have not paid enough attention to the inspector’s rectification, lack of understanding and poor promotion. As of "looking back", there are still 15 rectification tasks in the province that have not been completed on schedule or have not reached the scheduled progress. There are still some problems, such as the phosphogypsum pile stock is still rising, the environmental pollution and hidden dangers are very prominent, and the inspection and assessment in some places are a mere formality.

  Second, the implementation of the responsibility for rectification is not effective. Some regions and departments have not seriously investigated and effectively changed the ecological and environmental problems reported by the masses, resulting in repeated complaints from the masses. During the "looking back" period, the inspector group randomly visited 158 letters and complaints, and 52 of them were dissatisfied with the results. In view of the pollution nuisance caused by the Weiqing Coking Plant in Panzhou City, which was complained by inspectors for more than 30 times in the first round, the rectification work in Panzhou City was not in-depth and in place, and the complaints from the masses were not effectively solved, which was very strong.

  The third is to rectify and perfunctory response. Of the 128 park sewage treatment plants reported to be built in Guizhou Province, 89 only rely on local county or township domestic sewage treatment plants, and the supporting pipe network construction is lagging behind, so the treatment process is difficult to meet the requirements of park wastewater treatment, so the rectification takes shortcuts and ignores the effect.

  Fourth, superficial rectification and pretend rectification still exist. The Bozhou District Committee and District Government of Zunyi City neither studied and deployed environmental protection work as required, nor implemented specific rectification measures, saying one thing and doing another, and in order to cover up the problems and deal with inspectors, the district also secretly discharged landfill leachate for a long time, in an organized and large scale. In the process of comprehensive environmental management in Yudong River Basin, Qiandongnan Prefecture and Kaili City made blind decisions, and the rectification plan formulated was seriously divorced from reality, which made it difficult to implement the rectification measures. A large number of strongly acidic slime leachate and coal washing wastewater have been accumulated in the pit and pond of the plant for a long time in Damaoshan Coal Mine in Yudonghe River Basin, without any seepage control measures. In this regard, the local party Committee, government and relevant departments do not agree, long-term unsupervised, and the hidden dangers of environmental pollution are prominent.

  Special inspectors found that Guizhou province has done some work in promoting ecological protection in the Yangtze River basin, but the problems are still outstanding and the situation is not optimistic.

  The problem of illegal development in nature reserves is outstanding. Dashahe National Nature Reserve is a key protected area for rare and endangered animals and plants such as silver fir and langur, and its ecological status is very important. However, Daozhen County not only failed to strengthen ecological protection, but illegally included 26,990 hectares of land in the protected area into the planning scope of eco-tourism resort construction, which was approved by the Provincial Tourism Bureau. Daozhen County Government has also signed investment promotion agreements with relevant enterprises, and included Bajiaoshan, Chashan and savage valley, which are located in the core area and buffer area of the reserve, into the development scope. In the process of applying for promotion to the national nature reserve, it deliberately concealed the fact that tourism facilities are under construction in the core area and buffer area. In 2016, Dashahe Nature Reserve Administration took the initiative to cater to the above plans and agreements when organizing the preparation of the demonstration report on the adjustment of functional areas of nature reserves, and deliberately made way for tourism development.

  The rectification of illegal projects in ecologically sensitive areas is not effective. In 2013, Zunyi Haohong Investment Co., Ltd. started to build a tourism real estate project in Meijiang provincial scenic spot without authorization, and the illegally built Tea Sea Star Hotel was located in the secondary protection zone, causing obvious ecological damage. Meitan county government deliberately adjusted the area where the Tea Sea Star Hotel is located from the second-class protected area to the third-class protected area when organizing the preparation of the follow-up master plan. In order to promote the construction of wind power projects in duyun city, Qiannan Prefecture, some core areas of Screw Shell Water Conservation Forest Nature Reserve were adjusted into experimental areas by adjusting the overall planning of the reserve instead of problem rectification.

  In addition, only some counties and districts in Bijie City have carried out mine ecological restoration experiments, and the ecological restoration work is very lagging behind. After the mining license of Hongyuan Phosphate Mine in Jiangjiehe National Scenic Spot in Weng ‘an County, Qiannan Prefecture expired in 2010, the former Provincial Department of Land and Resources extended the mining license to June 2019 in 2016. In the name of controlling geological disasters, it has mined 83,000 tons of phosphate rock. Since December 2017, the old account of ecological restoration has not been returned, and new accounts have been added.

  The inspector requested that the Guizhou Provincial Party Committee and the provincial government should promote the construction, operation and management of environmental infrastructure as a whole, strengthen the construction of centralized sewage treatment facilities in key industrial parks, vigorously promote the control of total phosphorus pollution in the Wujiang River and Qingshui River basins, and resolutely rectify illegal and illegal projects in environmentally sensitive areas such as nature reserves, scenic spots and drinking water sources. It is necessary to seriously investigate the responsibility according to discipline and law, and instruct the relevant departments to further investigate and clarify the responsibility for dereliction of duty, and to be serious, accurate and effective in accordance with relevant regulations.

  The inspector stressed that the Guizhou Provincial Party Committee and the provincial government should study and formulate the rectification plan according to the feedback from the inspector and submit it to the State Council within 30 working days. The rectification plan and the implementation of rectification should be disclosed to the public in accordance with relevant regulations. The inspector group also sorted out the problem of accountability for ecological environmental damage found, which has been handed over to the Guizhou Provincial Party Committee and the provincial government for handling according to relevant regulations.

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Bugatti will not launch new models until Veyron is sold out.

  Phoenix auto news
According to overseas media reports, Volkswagen recently encountered a very headache. Nearly 50 Bugatti Veyron supercars were stored in its warehouse, and these cars were worth $85 million.

  As early as 2011, Bugatti announced that all Bugatti Veyrons had been sold out, but by December 2013, Bugatti said that nearly 50 vehicles had not been sold before Bugatti Veyron completely finished production. About 40 of these cars are convertible versions, and Bugatti confirmed that no new models will be launched until these cars are sold out.

  Recently, Bugatti launched Dynamic Drive.
Experience (dynamic driving experience) activities, and invited some potential customers to the company to participate in the test drive. Bugatti will invite 20-25 potential customers to the company every week to participate in this activity, hoping to sell the remaining cars.

  Of course, as fans and the media, what everyone wants to know is what the next Bugatti will look like, but now Bugatti is tight-lipped about the news of the new car.

  John Hill, sales director of Bugatti, said: "In Bugatti Grand Sport and
Bugatti will not launch any new cars until Vitesse is sold out. Bugatti expects that these cars will be sold out in the next 12 months.

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The drug officer was taking drugs while attending a meeting. He was naked when he was arrested for opening a "drug party" in the "drug friend circle"

  CCTV News:Under any conditions, party member should play a vanguard and exemplary role, which is the basic requirement for every party member. Especially in the face of party discipline and state law, we should be strict and self-disciplined and take the lead in rejecting pornography and gambling. However, in recent years, a few cadres and public officials in party member have become "drug addicts", keen to engage in "drug friends circle", openly hold "drug parties" and trade power, money and sex with drugs as a medium. It has damaged the social atmosphere and damaged the image of the party and the government.

  "Drug Governor": Taking drugs while meeting.

  On the evening of April 27th, 2011, Yang Hongwei, deputy secretary of the State Party Committee and governor who was presiding over the meeting, was declared "double-regulated" by the Yunnan Provincial Commission for Discipline Inspection.

  On May 1, the Yunnan Provincial Commission for Discipline Inspection and the Provincial Supervision Department disclosed to the outside world through the media that Yang Hongwei was suspected of violating discipline and law during his tenure as deputy secretary and governor of Chuxiong Prefecture, such as violating organizational discipline, dereliction of duty, taking drugs and accepting huge bribes from others.

Yang Hongwei, former governor of Chuxiong Prefecture, Yunnan Province, was tried.

Yang Hongwei, former governor of Chuxiong Prefecture, Yunnan Province, was tried.

      According to media reports, Yang Hongwei is particularly energetic. He can hold meetings during the day for several days in a row, eat barbecue at night until four or five o’clock in the morning, and get up early in the morning to go to work. Many directors are younger than him and can’t stand it.

  Yang Hongwei is particularly concerned about drug abuse. As the first person suspected of drug abuse among the officials at Luoma level, Yang Hongwei was soon named as "the governor of drug abuse". He likes to smoke Yi people’s hookah cigarettes, and the hookah almost never leaves his hand.
  According to reports, Yang Chengbiao, the former chairman of the Political Consultative Conference in Chuxiong Prefecture, said that before Yang Hongwei’s accident, some public security personnel found that Yang was smoking "card bitterness" at a meeting. And reported to Wang Xingming, then secretary of the State Political and Legal Committee. Wang Xingming is noncommittal about this.

  According to the survey, the drug used by Yang Hongwei is a mixture of opium and various Chinese herbal medicines, which is called "Kaku". Its finished product is similar in shape to cut tobacco and is often smoked by hookah. "Kaku" is mainly prevalent in Dehong and Lincang areas of Yunnan on the border between China and Myanmar, also known as "Kagu" or "Duoba". There are many local smokers, and their addiction symptoms are similar to those of heroin, but they are milder than heroin. According to estimates, addicts need RMB about 200 yuan per day and RMB 6,000 per month.
  The mayor hallucinated when he called the police and was caught naked.

  On the afternoon of July 14th, 2017, Yueyang Intermediate People’s Court sentenced Gong Weiguo, former deputy secretary of Linxiang Municipal Committee and former mayor, to the crime of abusing his power and accepting bribes in the first instance. The defendant Gong Weiguo was sentenced to four years’ imprisonment for abusing his power and accepting bribes, sentenced to five years’ imprisonment and fined RMB300,000. He decided to execute a seven-year imprisonment and fined RMB300,000. The defendant Gong Weiguo’s bribe money (equivalent to RMB) was 1.575 million yuan, which was recovered and turned over to the state treasury.

Screenshot of Gong Weiguo, the former mayor of Linxiang City, repenting video

Screenshot of Gong Weiguo, the former mayor of Linxiang City, repenting video

      According to public reports, Gong Weiguo was investigated for alleged drug abuse, which originated from the inspection team of Hunan Provincial Party Committee and Yueyang Municipal Party Committee and Municipal Government receiving reports from the masses.

  In March 2015, the Hunan Provincial Commission for Discipline Inspection launched a new round of inspections, divided into ten groups, of which the eighth group was stationed in Yueyang area.

  On April 7, 2015, Gong Weiguo submitted a leave note and resignation letter to the organization on the grounds of physical discomfort, saying that he "has depression and needs treatment".

  On April 14th or so, the Emotional Disorder Department of Guangzhou XX Hospital where Gong Weiguo stayed provided Yueyang with an application for hospitalization.

  On April 16th, Jiang Zongfu, a former vice mayor of Linxiang, wrote in Weibo: "Just a rogue, a drug addict. My own drug abuse caused an illusion alarm, and the police arrived naked. " "I feel sorry for Linxiang, where I used to work. The mayor of Tangtang was actually an addict. He had hallucinations during his drug addiction. He called the police and said that someone was chasing him. The special police arrived, naked."

  It is understood that the drug used is ice. According to Gong Weiguo’s symptoms, he has been taking drugs for at least two or three years and has reached an addictive state.

  On March 11th, 2016, the official website of Hunan Provincial Commission for Discipline Inspection published the confession book and confession video of Gong Weiguo, the former mayor of Linxiang.

  In the close-up, Gong Weiguo bowed his head and wept bitterly. He attributed the corruption to ideological relaxation and greed expansion. "The power has become bigger, and as soon as I relax, I am slowly intoxicated with flowers and applause."

  Being playful and tired of playing with things is Gong Weiguo’s evaluation of himself. He said that he started taking drugs after knowing a boss. In his confession, he said: "At first, I was curious, but later I used it as a good way to understand the pressure of alcohol, and it was out of control. Eventually, I sucked my body, sucked my family, ruined my future, and became a mayor of drug abuse under the temptation of drugs."

  According to media reports, Gong Weiguo had a long-term relationship with a drug addict named Zhang. This woman fell in love with a developer earlier, and Gong Weiguo is a friend of this developer. A few years ago, Gong Weiguo met the woman and her boyfriend when they were taking drugs in a hotel room in Changsha. The two had sex after taking drugs for the first time, and the woman was pregnant for Gong Weiguo.

  In 2015, Hengyang County, Hunan Province severely investigated and dealt with 61 drug-related cadres. According to the Anti-drug Brigade of Hengyang County Public Security Bureau, the 61 drug-related cadres investigated included party member cadres and public officials from the county government office, Transportation Administration, Agriculture Bureau, Land and Resources Bureau, Housing and Construction Bureau, Construction Bureau, Water Conservancy Bureau, People’s Hospital, Chinese Medicine Hospital and other units. Among them, only eight drug-related cadres were found by the county transportation bureau, including Hua Moumou, a member of the party group and head of the discipline inspection team, Zhao Moumou, deputy director, and Ling Mou, director of the transportation management office at the station.

  Open a "poison party" in the "circle of drug friends": gathering people to take drugs as a standard for "drug officials"

  In the process of handling the case, some public security officers found that some businessmen and social workers would invite them to take drugs together after "getting on the bridge" with party and government cadres. This kind of "poison party" is generally in hotels, homes and rental houses. Accompanied by this, it is to give and receive red envelopes and transfer benefits in private. Some "drug parties" will also call prostitutes to "entertain" and form a "one-stop" for pornography and gambling.

  In 2014, in the first-instance public prosecution of Liu Han’s triad-related case, a focus of media attention was that Liu Wei and Liu Xuejun, former political commissar of the criminal police detachment of Deyang Public Security Bureau, Lv Bin, former director of the Equipment Finance Department of Deyang Public Security Bureau, and Liu Zhongwei, former deputy procurator-general of shifang city People’s Procuratorate, and other political and legal officials got together to take drugs.

Defendants Liu Xuejun, Liu Zhongwei and Lv Bin were convicted of harboring and conniving at underworld organizations and accepting bribes, and were sentenced to fixed-term imprisonment of 16 years, 13 years and 11 years respectively, and their illegal income was confiscated.

In May 2014, the defendants Liu Xuejun, Liu Zhongwei and Lv Bin were convicted of harboring and conniving at underworld organizations and accepting bribes. They were sentenced to 16, 13 and 11 years’ imprisonment respectively, and their illegal income was confiscated.

      According to Liu Wei’s confession, among the national staff he knows, Liu Xuejun, Liu Zhongwei and Lv Bin are the closest to him. Since 2002, under the call of Liu Wei, they basically get together every Monday, eating, drinking and taking drugs. All expenses are paid by Liu Wei.

  Under the influence of Liu Wei and others, Liu Xuejun, Liu Zhongwei and Lv Bin turned their backs on their duties and abandoned themselves. Liu Zhongwei was responsive to Liu Wei’s needs, and the gambling game hall opened for Liu Wei interceded with the public security organs, providing them with pistol bullets, gun accessories and inquiring about the case. Lv Bin successively served as the political commissar and logistics director of the anti-drug detachment of Deyang Public Security Bureau. Knowing that Liu Wei was involved in gangsters, armed with guns and provided drugs to others, he not only refused to ban it, but also registered four super-children, Liu Han and Liu Wei. Liu Xuejun asked Liu Wei to help him get promoted in exchange for concealing and destroying the case files. Before the "1.10" incident, he made suggestions for Liu Wei to retaliate against his enemies. After the "1.10" incident, Liu Xuejun not only concealed the facts of Liu Wei’s crime, but also actively tipped him off for his escape.

  In the past 20 years, Liu Han and Liu Wei’s mafia-related groups have continuously expanded their illegal control and influence, resulting in some murders not being detected in time, and many victims have nowhere to stretch.

  On May 8, 2014, outside the office of Yu Gang, deputy director of susong county Road Transportation Administration, a notice board showed that he was on a business trip. In fact, this is not the case. Not long ago, Yu Gang was arrested by the public security organs for taking drugs with others, and was administratively detained by the police.

  Since February 2014, Yu Gang has gathered people to take drugs for many times in several hotels in susong county. "Yu Gang has a strong ability to work, but he is a little heroic." A principal responsible person of susong county Road Transportation Administration said that Yu Gang once served as the stationmaster of the county passenger station, and now he is in charge of overload control. According to him, the Transportation Bureau is a member of the anti-drug unit in susong county, and it arranges anti-drug work every year. Yu Gang has also participated in anti-drug propaganda. "He also signed a pledge to stay away from drugs."

  Subjectively speaking, cadres take drugs mostly because of lack of faith, spiritual emptiness, and their outlook on life and values deviate from the normal track; Objectively speaking, there are some difficulties, blind spots and omissions in the supervision and management of cadres at present. Experts suggest that the institutional fence should be firmly tied and the "red light" should be lit before cadres touch drugs.

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The consumer market is expected to continue to show a recovery trend, and the return of urban "fireworks" will be accelerated.

CCTV News:After reading the investment, let’s look at another important aspect of stimulating domestic demand — — Consumption. A number of data show that since the beginning of this year, the popularity of offline business circles has been continuously improved, and tourism consumption has become more and more vigorous.

According to the analysis of the daily interactive traffic data by the National Information Center, the consumption heat index of offline business districts in China has increased steadily since the beginning of this year, and the daily average index in March increased by 33.4 points compared with the low point in December last year.

Yang Daoling, Director of Big Data Analysis Division of Big Data Development Department of National Information Center:The steady increase in the flow of people in the business circle shows that residents’ offline consumption vitality is getting stronger and stronger, and the city’s "fireworks gas" is accelerating its return.

       According to the data of several travel platforms, as of March, the domestic air tickets and hotel bookings of the platform have exceeded the same period in 2019. More and more tourists begin to travel across the city during weekends and holidays. At the same time, cross-city travel orders on the platform accounted for more than 60%.

Ministry of Commerce: It is expected that the consumer market will continue to show a trend of recovery and development.

In the first quarter of this year, with the national policies and measures to boost consumption taking effect, the consumer market showed a steady recovery trend. The Ministry of Commerce said that in the next step, with the continuous efforts of policies and measures to expand domestic demand and promote consumption, and the continuous optimization of supply structure, it is expected that the consumer market will continue to show a trend of recovery and development.