标签归档 武汉耍耍网

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Confidence in China’s economy has not diminished, and the growth of foreign capital has injected new vitality into China’s economy.

CCTV News:We can see that the central and western regions showed a good momentum of development in the first half of this year. In fact, there was another force with a good trend in the first half of this year, that is, attracting foreign investment. Just like our keyword "potential" today, there is a word "force" below it. If we use the word "force", we can form strength, vitality or potential. In the first half of this year, double-digit growth of foreign capital injected new vitality into China’s economy. Then, in the face of international and domestic challenges, what makes our country the first choice for foreign investment? Let’s go to Jiangsu, the largest province for attracting foreign investment, to find the answer.

Jiangsu: the "magnetic attraction" of the largest foreign capital province"

In Suzhou High-tech Zone, Jiangsu, recently, another Japanese-funded enterprise plans to invest 100 million yuan to build the first overseas R&D center in Suzhou High-tech Zone.

On this morning, Jin Shuyu, the resident Commissioner from Fengqiao Street, Suzhou High-tech Zone, sent the just-obtained approval document for the R&D center project to the enterprise. This foreign company is mainly engaged in the production of solder resist ink for circuit board printing. Last year, the output value reached 1 billion yuan and the profit was about 150 million yuan. Although Suzhou Company has a large output and high output value, the factory facilities and equipment have hardly been updated in the past 20 years.

Facing the rapid development of 5G products in China market and semiconductor industry, the general manager of Mishima, who has just been in office for one year, has a sense of crisis. In order to keep the technological leadership and market share, he plans to increase investment in Suzhou. But his idea, at first, Japanese company headquarters felt very hesitant.

Since the company’s operating profit in China is good, and the enterprise has the consideration of increasing capital and expanding production, Fengqiao Street in Suzhou High-tech Zone will follow up in time after learning about it and provide "point-to-point" accurate service.

In order to reassure the headquarters of Japanese companies, in March this year, the Suzhou High-tech Zone Government conducted an "online" communication with the headquarters of the company in Japan, introducing in detail the preferential policies enjoyed by profit reinvestment, the market prospect of China and the high-quality business environment. At the same time, it also sent 24-hour resident to help enterprises coordinate and solve various difficulties in time. The enterprise finally turned 100 million yuan of the 150 million profits last year into further investment.

Paying close attention to the demands of enterprises, strengthening security services and guiding enterprises to reinvest profits with preferential policies for foreign investment are the "magic weapon" for Jiangsu to activate existing foreign investment.

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Can genetic testing really "spoil" life by predicting diseases and discovering children’s talents?

  Core reading

  With the progress of technology and the sharp drop of cost, genetic testing has gradually moved from biomedical laboratory to clinic and approached the life of the general public. Under the reputation of "genetic testing can predict diseases" and "genetic testing can discover children’s talents", many institutions have also launched related services. What is the value of genetic testing? How can we make better use of and effectively supervise emerging technologies? Our reporter launched an investigation.

  Can cure all diseases?

  It can accurately detect and diagnose genetic diseases, but it is not suitable for all diseases.

  Ms. Li, who lives in tianqiao district, Jinan, Shandong Province, recently had a genetic test during pregnancy. "I am an elderly pregnant woman, afraid that my baby is unhealthy, and I will have a prenatal examination in strict accordance with the doctor’s requirements." Ms. Li introduced that at the 20 th week of pregnancy, the doctor found that the child’s development was abnormal through B-ultrasound. After non-invasive peripheral blood genetic screening, the fetus’ chromosome 21 was abnormal, and the risk of Down’s syndrome was high. Then the amniocentesis was diagnosed, and Ms. Li had to endure the pain to terminate the pregnancy.

  "Prenatal examination can find out whether the fetus carries a mutant gene that will cause serious diseases after birth. If so, parents can choose to terminate pregnancy and achieve prenatal and postnatal care." Zhang Hongbing, a professor at the School of Basic Sciences of Peking Union Medical College, told reporters that from a clinical point of view, genetic testing is to check the sequence of genes and compare them with the parameters of healthy people to see if these sequences have changed. If there are any changes, find out the mutated genes that can cause diseases, so as to judge whether the subjects are sick, such as some genetic diseases.

  "Genetic testing does have high medical value." Yang Ling, president of Beijing Jiyinjia Technology Co., Ltd. believes that the pathogenic genes of many genetic diseases are very clear, and genetic diseases can be accurately found and diagnosed through genetic testing. After the patient is diagnosed, he can receive targeted treatment, so as to control the disease and reduce the pain caused by blind medical treatment.

  So, can genetic testing detect all diseases?

  "Genetic testing is not so ‘ God ’ 。” Zhang Hongbing said that genetic variation does not necessarily lead to diseases, and some genetic variations only indicate that individual traits are different, for example, two people look different. Medically speaking, most diseases have nothing to do with heredity, but are caused by external conditions and acquired physical changes of patients. Take breast cancer as an example, only 5% patients have a family history.

  Yang Ling believes that whether genetic testing is effective depends on specific diseases and their scientific evidence and data accumulation. Complex diseases, such as hypertension, diabetes and heart disease, have little to do with genes, so it is difficult to predict and diagnose diseases by genetic testing.

  At present, the mainstream clinical genetic testing institutions are doing some genetic mutation tests that will cause diseases, rather than those illusory correlation tests. To judge whether gene mutation will cause diseases, analysts who need gene testing have high judgment level, medical knowledge and clinical experience.

  Can you test your talent?

  The "natural gene" test is not reliable, and it is suspected of cheating and speculating on the concept.

  "I heard that the current genetic testing technology can detect children’s talents. I want to discover my son’s talent early, so as to cultivate him in a targeted manner. " Ms. Yang, who lives in Chaoyang District, Beijing, recently spent more than 5,000 yuan on a "natural gene" test for her 2-year-old son. Ms. Yang said that after placing an order for payment from an e-commerce platform, she received a sampling tool from the testing institution two days later, collected oral cells from her son according to the instructions, and then sent them to the testing institution. In less than 20 days, she received a beautifully made test report.

  "The test report is more than 50 pages thick, with a large number of data forms and English words, and many of them are incomprehensible." Ms. Yang said that the contents of the report include artistic expertise, IQ, sports expertise, personality tendency, etc. After each test, dietary advice and future career development direction are indicated.

  The reporter’s investigation found that several e-commerce platforms sell "natural gene" testing services, and the price per order ranges from 2,000 yuan to 60,000 yuan. Among them, more than 60,000 yuan of genetic testing business claims to be tested by overseas institutions, which can not only test children’s health, such as body development and disease risk, but also test children’s talents, such as sports potential, artistic talent and learning ability. The operation is very convenient. After the arrival of the goods, use the testing tool to sample and send it back to the testing institution, and you can receive the testing report after a period of time.

  Can genetic testing really "calculate" the child’s talent?

  "With the current level of science and technology, ‘ Natural gene ’ The test is not reliable, and it is suspected of abduction and speculation, and the fees are very high. " Zhang Hongbing told reporters that the detection of "natural genes" is based on the association analysis of genes, and the association analysis only shows a very slight possibility. Testing institutions have expanded it, turned specious things into facts and turned it into various "natural genes", such as music genes and art genes.

  In fact, it is impossible to give an accurate answer by the current level of science and technology. Relevant experts explained that, for example, IQ is closely related to genes, but IQ is determined by thousands of genes. From the perspective of gene sequencing, it is difficult to detect someone’s IQ talent. On the contrary, it is completely detectable that a gene mutation leads to a low IQ, such as Down syndrome and tuberous sclerosis, but this is the application of genetic testing in medicine.

  How to be more orderly?

  Both support protection and reasonable supervision, calling for unified standards.

  With the progress of science, genetic testing has become a very important means to detect and diagnose diseases in clinic. From the first human genome sequencing research cost more than 3 billion dollars to several thousand yuan now, the cost of genetic testing has been greatly reduced, and ordinary testing institutions can also complete it, so some speculators have emerged to speculate on the concept of genetic testing to make money.

  "At present, most enterprises in the genetic testing industry are seriously doing genetic testing projects, but there are also enterprises that are not standardized and rigorous." Yang Ling believes that genetic testing is a new industry with high technical threshold and lagging supervision. The clinical application of genetic testing should be supervised according to medical devices and diagnostic reagents, and there should be strict access standards for laboratories, testers and reagents.

  "Some e-commerce platforms are publicly sold ‘ Natural gene ’ Detecting services, which in itself indicates that there are loopholes in management. " Yang Ling said that legal genetic testing requires four qualifications: medical qualification, employee qualification, project qualification and reagent qualification. The "natural gene" testing service has no project qualification and should not appear in the market. In the United States, this kind of genetic testing only stays in the laboratory research stage, and it is forbidden to enter the market to make money.

  "The government should support the protection and reasonable supervision of the genetic testing industry." Zhang Hongbing believes that the application of genetic testing in new non-clinical fields is still in the stage of laboratory research and data accumulation. If they are supervised too strictly and restricted too much, it may hinder the development of technology. Genetic testing in reliable fields such as genetic diseases, tumors, and prenatal examination should be vigorously supported, while behaviors that make profits under the banner of genetic testing without scientific basis, such as measuring talent and knowing life and death, should be severely cracked down.

  Genes are the basic factors of life. With the development of life science and computer technology, genetic testing will be applied more and more in clinical practice, and its quality and credibility will be higher and higher. Experts in the industry said that at present, China still lacks the technical standards and market access standards of genetic testing companies, and the relevant technical means of various institutions are quite different, and the level is uneven. It is urgent to establish unified standards, such as technical standards, reagent standards and charging standards, to promote the safe, orderly and reliable development of the industry.

  ■ Reporter’s Notes

  The application of new technologies urgently needs innovative supervision.

  In recent years, new technologies in the medical field, such as genetic testing and Internet medical care, have been applied continuously, allowing people to enjoy the health benefits brought by technological progress. The reason why new technology is "new" is because it has just appeared, there are still immature places and it is not well known by most people. Some speculators in the market can easily use information asymmetry to swindle and swindle under the banner of new technology. Many people are gullible, which may lead to a loss of money and a serious impact on their health.

  The application of new technologies requires innovative supervision by relevant departments. We can neither let go, let the market grow wildly, nor control it to death, and restrain the development momentum of new technologies. It is necessary to evaluate the application of new technologies in a timely manner, and distinguish which are deterministic achievements and which are still in the testing and research stage. In view of the former, relevant standards should be formulated to make it develop steadily and healthily. For the frontier applications in the testing and research stage, we should standardize their operation and strictly prohibit them from entering the market in order to maintain a healthy and orderly market environment.

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The most suitable blank room design for ordinary people! After reading these three rooms, what hardcover room do you need?

In recent years, news about "living in a rough house" has emerged one after another.

Most of them fall into two categories.

One kind is young people who just graduated. Because they are short of money and have no money to decorate, they have to live in a rough house. Just install water and electricity and buy some necessary furniture, and they can move in ~

The other is the rich group represented by Kardashian. Because of the pursuit of the ultimate simplicity effect, they spend huge sums of money to turn home decoration into an empty "extreme poverty" and pursue "the beauty of silence".

"True blank" or "false blank" is unacceptable to ordinary people, both in aesthetic experience and in life. Today, I share three blank room designs, which are beautiful, practical and inexpensive. I don’t want a hardcover room after reading them!

01

Forest rough house

Green plant and blank are perfect match.

The indoor area of this rough house is 79㎡, and the outdoor is spreading green. The wide indoor windows, bare concrete and warm logs are rough and fresh and natural.

The original apartment was divided into eight large and small spaces, three bedrooms, one living room, one kitchen, two bathrooms and a storage room, which was very crowded and impractical.

The designer connected one of the bedrooms with the living room, merged the kitchen with the storage room, and changed the size and opening direction of one bathroom to the master bathroom. In this way, not only the space is more open, but also the moving line is more reasonable.

The whole house is in a "semi-blank" state, and the ceiling and beams and columns in the room are all exposed to concrete, showing the most primitive state.

The living room has expanded from the original small space into a large horizontal hall, with herringbone floor, brown sofa, coffee table made of raw wood and several pots of green plants, and the natural atmosphere extends from the window to the room ~

At this time, if you look at the exposed concrete indoors, you won’t feel hard and cold.

Behind the sofa is the dining room area, and the concrete beams and columns above become natural soft partitions, and the large dining table with log color is warm and natural.

Behind the dining room, it used to be a second bedroom. After removing the partition wall, the designer made a simple study area against the wall, which made the space of the whole guest dining room more open and also met the daily study and work needs of the owner.

After the partition wall is removed, all the windows in the public area are connected, and the shadows outside the window are dancing, which becomes the best decoration in the living room. The designer made a row of "floating windows" by the window. Under the floating window is a bookcase, which can store most of the books of the owner ~

In the afternoon, sitting on the bay window, listening to the wind rustling through the leaves, holding a book in the mottled shade, you can kill an afternoon ~

The kitchen has also been made into an open pattern, close to the direction of the living room, close to the beams and columns to customize a bar, with solid wood dining chairs, usually cooking is also full of interaction.

Bedrooms, bathrooms and other areas, there is no longer exposed concrete. For homeowners, private spaces like bedrooms and bathrooms need quiet and gentle temperament to relax and rest better.

02

Transform old warehouses into houses.

Exposed brick walls are the biggest feature.

The house used to be a warehouse, so there is no decoration inside, and there are a lot of exposed brick walls, concrete columns and beams.

The owner hopes to retain the charm of the old building, the old and primitive temperament, and the fascinating design. Therefore, the designer kept a large number of brick walls and concrete in the public area when transforming the design, and used soft clothes to match the unique temperament.

The integrated design of the guest dining room, the whole guest dining room is bare with red bricks and mottled marks on the wall, still telling the story of the past ~ gray sofa, log color TV cabinet, with vibrant green plants, one side is old, the other side is alive, and the two sides highlight a unique temperament.

On one side of the TV cabinet, there are several calligraphy works by China, which are very harmonious on the mottled brick wall.

Behind the sofa is the dining room, a paper lamp, a log-colored dining table under the lamp, and a banyan tree standing in the corner, which is leisurely and comfortable.

Standing in the kitchen and looking at the dining room, the wrought iron window reflects the old style of the old building, and the combination of modern furniture and old warehouse is unexpectedly harmonious.

The kitchen is also an open design. Cleverly, the concrete columns just divide the functional areas, and the cabinets are completely embedded under the beams. The dark green glazed tiles complement the simple brick walls.

The design of the bedroom is much more delicate than that of the public area. The wall is changed into light cement ash, and the window sill retains the old masonry elements, with some log materials, which is warm and healing.

03

Think of the blank room as a blank canvas

The simpler, the more advanced.

Finally, I want to introduce the founder of Frama Cph, a well-known Danish home furnishing brand. Niels Stroyer Christophersen Our home.

This house was built in 1905 in Copenhagen. It was originally a watch shop.

After the Niels bought it, they took off the wallpaper on the original wall, leaving the wall as it was and exposed.

The wall has been "devastated" by years, with different shades of color, peeling marks all over the wall, exposed pipelines and uneven touch.

But the Niels did not repaint the wall, but kept it as it was, because in their view: "If there are scratches or other marks on an item, it still has the same value-maybe even higher, because then it will be more unique."

After a hundred years, the wall has lost its former glory. It is precisely because of this that the wall has become soft and quiet, emitting a faint and quiet temperament, just like an old man with white hair and elegant temperament, with the elegance of unbeaten beauty.

On the soft clothes, Niels chose the most simple and original material. The guest dining room chose the old solid wood floor, and made a dining table, an old sofa and an old bench with a piece of marble placed in a gypsum block …

Clean, simple furniture and old walls complement each other, like a soft, natural palette in close interaction, creating a quiet sense of balance.

There is no door between each space, communication and interaction are maintained, and old objects need to breathe ~

The design of the bedroom is simpler. A wooden board is put on the floor as the bed body, and the mattress is placed directly on the wooden board with solid linen bedding. The bedside table is made of solid wood.

Niels regards home as a blank canvas, with simple layout and design, without unnecessary elements, which makes home simple and natural, and makes body and mind calm and carefree.

If it is such a "rough house", would you like to live in it?

(This article comes from the Dreamer Yan Institute. If you have any questions, please contact.)

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The Ministry of Justice issued a guiding case for judicial expertise.

  In order to better play the role of cases in guiding and standardizing judicial expertise, on July 5, 2023, The Ministry of Justice issued four cases, namely, Forensic Clinical Appraisal Case of Medical Faults and Causality of Binocular Retinopathy of Premature Infants Caused by Oxygen Inhalation by Institute of Science and Technology of Law University Court, Forensic Pathological Appraisal Case of Death Cause of Patient Ma Moumou after Infusion by Ningxia Forensic Judicial Appraisal Center, Forensic Appraisal Case of Collision Form and Traffic Behavior Mode of Traffic Participants in Road Traffic Accidents by Institute of Forensic Science, and Environmental Damage Appraisal Case of Chongqing Spiegel Judicial Appraisal Institute for a unit violating land use planning and carrying out project construction to destroy cultivated land. The cases released this time are concentrated in the fields of medical health, traffic safety, ecological environment protection, etc., which are closely related to people’s production and life, fully embodying the characteristics of judicial expertise serving the people and litigation activities, and have strong typicality, demonstration and guidance.

  In recent years, the Ministry of Justice and local judicial administrative organs have conscientiously implemented the decision-making arrangements of the CPC Central Committee on judicial expertise, actively promoted the reform of the unified judicial expertise management system, earnestly strengthened supervision and management, constantly woven a tight supervision network through special governance, comprehensive evaluation and spot checks, and comprehensively used various means to consistently improve the quality and credibility of expertise, making important contributions to ensuring the smooth progress of litigation, promoting judicial justice and safeguarding the legitimate rights and interests of the people.

  The above cases can be searched and consulted in "Judicial Administration (Legal Service) Case Database" of China Legal Service Network. 

Case 1

The Institute of Science and Technology Appraisal of the University of LawBinocular retinopathy in premature infants after oxygen inhalationForensic clinical appraisal case of medical fault and its cause strength

  Brief introduction of case

  On November 27, 2018, after Li was born, he was treated with oxygen inhalation in an incubator in a maternal and child health hospital because of "cyanosis, spitting and poor reaction for 10 minutes after premature birth and suffocation". He was discharged after nearly 50 days of hospitalization. After leaving the hospital, Li was treated in other hospitals. On January 29, 2019, he was diagnosed with "binocular ROP (phase 5)". After many operations, he left behind serious consequences of blindness. In order to find out whether there is any fault in the diagnosis and treatment of Li in a maternal and child health hospital and the magnitude of the cause in the consequences, the people’s court entrusted the Institute of Science and Technology Appraisal of the Law University to conduct an appraisal.

  After all the medical records were submitted for examination, and referring to the consultation opinions of clinical experts, the appraiser believed that the hospital had a clear clinical diagnosis after the birth of the appraiser Li, and the diagnosis and treatment measures adopted basically met the needs of the disease treatment. However, there are some wrong diagnosis and treatment behaviors in a maternal and child health hospital: first, the oxygen therapy for the identified person is high in content and lasts for a long time, and the respiratory management is not standardized; Second, the relevant fundus screening of retinopathy of prematurity (ROP) was not paid attention to, and the risk foresight was obviously insufficient; Third, inadequate information about retinopathy of prematurity (ROP).

  At the same time, the identified Li has the basic factors of ROP: premature infants (gestational age 30+4W) and low birth weight infants (2000g); Risk factors of ROP: asphyxia at birth, neonatal respiratory distress syndrome, respiratory distress after resuscitation, various premature complications, hypoxia and oxygen treatment; After birth, the condition is critical, the treatment is difficult and the choice is difficult.

  Based on the above factors, it is considered that Li, the identified person, caused the damage consequences of ROP Phase 5 under the joint action of his own high-risk factors of ROP and medical faults in a maternal and child health hospital. The appraisal opinions issued by the appraiser are as follows: 1. According to the existing appraisal materials, there were improper oxygen use (high oxygen concentration and long duration), irregular respiratory management, failure to consider fundus screening and insufficient information about ROP risks in the diagnosis and treatment of Li, a maternal and child health hospital. 2. There is a causal relationship between the above-mentioned medical fault of the doctor and the damage consequences of ROP5 in both eyes of the appraiser Li. 3. Considering the factors of the appraised person’s own disease and medical fault, it is appropriate to take "the same cause" as the cause of the medical fault in a maternal and child health hospital.

  The appraisal opinion was accepted by the court, and Li’s family expressed their understanding.

  Case number:

  BJSJYW1667348075

travel to watch industry

Ningxia Court Scientific Judicial Appraisal Center conducted a forensic pathological appraisal of the cause of death after infusion in Ma Moumou Hospital.

  Brief introduction of case

  One day in 2021, Ma went to a hospital because of "swollen neck lymph nodes for one week and swollen eyelids for one day". The initial diagnosis was: 1. Acute tonsillitis; 2. Cervical lymphadenitis. The hospital gave infusion and other treatments, and after infusion, there was loss of consciousness and cyanosis on the face. After being rescued, he was declared dead in the early morning of the next day. In order to find out the cause of Ma’s death, the People’s Mediation Committee of Medical Disputes entrusted the Scientific Judicial Appraisal Center of Ningxia Court for appraisal.

  Autopsy revealed that an irregular mass with a volume of 7.5cm×7cm×3cm was seen in Ma’s anterior mediastinum, weighing 149.6g, and its section was gray and nodular. The mass adheres to the surrounding tissues, and the mass adheres to the pericardium, which is difficult to peel off. The mass continues to grow to the bilateral hilum of the lung, and the upper end reaches the upper lobe of the lung, and the mass pushes the heart down. Combined with immunohistochemical staining, microscope confirmed that the mass was thymic T-lymphoblastic lymphoma, involving the heart, bilateral kidneys, bilateral submandibular lymph nodes and other organs. The tumor spread widely, and the diffuse tumor cells of the heart, kidneys and other organs infiltrated, which could lead to the death of the identified person due to circulatory and respiratory failure.

  In this case, there is insufficient evidence of drug allergy in autopsy, and no other fatal developmental malformation or basic disease is found in anatomy. Mechanical asphyxia caused by pressing the nose and mouth, strangling the neck and blocking foreign bodies in the trachea can be ruled out, as can mechanical injury caused by external violence.

  Based on the above factors, the appraisal opinion issued by the appraiser is: Ma Moumou conforms to thymic T-lymphoblastic lymphoma, involving many organs such as heart, bilateral kidneys and bilateral submandibular lymph nodes, and died of circulatory and respiratory failure.

  The appraisal opinion was unanimously recognized by the People’s Mediation Committee for Medical Disputes, the hospital and Ma’s family, which provided scientific evidence support for the successful resolution of contradictions and disputes.

  Case number:

  NXSJYW1652359449

Case 3

Research institute of forensic science on road trafficCollision patterns of traffic participants in accidents andAppraisal case of traffic behavior mode

  Brief introduction of case

  On a certain day in June, 2021, a passenger car collided with a human tricycles at a section of No.225 Provincial Highway in Jiangsu Province from north to south. At the time of the incident, the passenger car traveling from north to south suddenly met Li Moumou and human tricycles, who were holding an umbrella, and the two sides failed to avoid the collision. Li Moumou died on the spot and the vehicles of both sides were damaged. The two sides of the accident have disputes about the collision form of the vehicle and Li’s traffic behavior (riding or carrying out) at the time of the incident. In order to find out the real situation of the accident, the local case-handling unit entrusted the Institute of Forensic Science to make a judicial appraisal of the collision form of the vehicles of both sides and the traffic behavior mode of Li Moumou at the time of the incident.

  It is found that the marks on the right front part of the passenger car and the left side of human tricycles can form a corresponding relationship between the mark-making body and the mark-bearing body, which accords with the characteristics of the collision between the right front part of the passenger car and the left side of human tricycles. Human tricycles saddle is skewed to the lower left, and it deflects counterclockwise. Combined with the analysis of the collision form of two cars, it conforms to the characteristics of skew displacement caused by the stress on the lower left of human tricycles saddle when two cars collide.

  At the same time, Li’s injury materials show the injury characteristics of his lower limbs and scrotum. Combined with the collision form of two cars and the analysis of the position of two cars and Li, compared with the implementation posture, it is more in line with the injury characteristics formed by Li’s collision with a passenger car in a posture of riding across human tricycles.

  Based on the above factors, the appraisal opinion issued by the appraiser is: the right front part of the FXXXXX Jeep minibus collided with the left side of human tricycles, an unknown brand without a hanging number plate, and it can be established that Li was riding across the human tricycles at the time of the incident.

  The appraisal opinion was adopted by the case-handling unit, and both personnel had no objection to the appraisal opinion.

  Case number:

  SHSJYW1640932702

Case 4

Chongqing Spiegel Judicial Appraisal Institute conducted an environmental damage appraisal case against a unit that violated land use planning and carried out project construction to destroy cultivated land.

  Brief introduction of case

  In 2018, a company built a color steel shed, steel bar processing room, slope protection and other facilities in a project in Qijiang District of Chongqing without approval. According to the field survey, the actual area is 18,523.78 square meters, including 7,212.99 square meters of cultivated land, which is not in line with the overall land use planning in this area. Chongqing Mingjing Judicial Appraisal Institute was entrusted with the judicial appraisal of the damage degree of the cultivated land involved above.

  The identification of this case involves the confirmation of the facts, types and areas of illegal land occupation. During the appraisal process, the appraisers conducted in-depth and comprehensive surveys for many times, and carefully analyzed the baseline confirmation, damage confirmation conditions, damage confirmation process and causality. According to the information provided by the Qijiang District Planning and Natural Resources Bureau and on-site reconnaissance, the field comparison and analysis compared with the baseline (farmland in the undamaged area around the involved area), combined with laboratory test results, and confirmed the type and quantity of land occupation of the bulldozing and slope protection site involved. The appraisal opinion issued by the appraiser is: after appraisal, a company illegally occupies 10.8195 mu (7,212.99 square meters) > 10 mu of cultivated land for bulldozing and slope protection beyond the planned red line, illegally occupies more than 10 mu of cultivated land other than basic farmland, and illegally occupies a large amount of cultivated land. There is a direct causal relationship between the actions of bulldozing and slope protection and the ecological environment damage in the area involved. There are phenomena of soil layer removal and ground hardening on the cultivated land in the area involved, and the original cultivated layer or topsoil of the land is completely destroyed, and the original planting conditions of the cultivated land are seriously damaged. At the same time, the appraisal agency also provided the entrusting party with a simple repair direction and scheme.

  The appraisal opinion was adopted by the case-handling unit, which strongly supported the administrative law enforcement work of the case-handling unit.

  Case number:

  CQSJYW1657877881

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The highest score in the series! Did you understand the eight details of Ex-4?

Special feature of 1905 film network "Meng Yun, long time no see!" One of Jia Lin’s lines suddenly pulled the audience back to the New Year’s Day file six years ago. How many people’s "regrets" and memories were carried by a "Former 3"?


Now, the original team is back again, continuing to write the story of "predecessor": Meng Yun and Jia Lin finally bid farewell with dignity, and Yu Fei and Xiaodian have entered a new stage of their lives.



Since its release eight days ago, the box office of "Former 4" has exceeded 600 million, ranking second in the National Day file. At the same time, word of mouth has also created four best, and golden sentences and classic bridges have aroused heated discussion among the audience.


Since the shooting started in 2013, the "predecessor" series has gone through a full decade. The director, two leading actors, and following the story complete the maturity and transformation, and also integrate the life sentiment into the interpretation of the role.



In an exclusive interview with the 1905 film network, Yu-sheng Tian summed up the significance of the "predecessor" decade to each master.It is the record of our life stages and the emotional record of contemporary urban youth.


Stories about the future have to be left to the future, just like the open ending of the movie. "There is no need to give the audience a result, because everyone has 10,000 possible answers to feelings, and life goes on."


0one Why is it "early marriage"


"After" Previous 3 ",for a creator, the experience was actually hollowed out."


One of the characteristics of the series "Former" is to draw materials from the life experience of the main creator, which is also the reason why Yu-sheng Tian was silent for six years after "Former 3": waiting for new life experiences to give him new creative inspiration.



This experience is "marriage".


As agreed, Yu-sheng Tian, Ryan and Han Geng all chose to form a family in the past few years and enter a new stage of their lives, which also gave them the same frequency of feelings, so there was a discussion about "marrying young". "You jumped out of Lushan Mountain, and you can know the true face of Lushan Mountain. “


02 Lin Jia with "0.01% hope"


From the supreme treasure to eating mangoes, Meng Yun and Jia Lin’s pair of "sadistic CP" has always been "difficult to reconcile" in the audience’s mind.


These classic bridges, two golden songs, Decent and Be there or be square, and the symbol of their love — — "Dolphin" also appeared repeatedly as an egg in Previous 4.



However, what the audience finally waited for was a calm and restrained farewell drama, full of Qian Fan’s relief and letting go.


When we asked Yu-sheng Tian, were we sure that two people would never get back together? His answer is: "I don’t know! Can only say that among all the characters, the only one who is ready to be single is Jia Lin.



Many people are puzzled that Jia Lin brought her children to meet badon min, but Yu-sheng Tian thinks this is precisely the performance of her complicated mentality.


"You said that when she brought her children, was there a little flame in her heart? 99.9% she thought it might be goodbye this time.But does 0.1% want Meng Yun to show an acceptance, or the love he had before? Actually, there isBut when Meng Yun saw the embarrassment of the child at that moment, he found that 99.9% was what she had imagined, so he said goodbye resolutely. "


0three Missed "smoke"


Another detail of this breakup scene is full of stamina: when Jia Lin took out a cigarette and handed it to Meng Yun, Meng Yun waved his hand and refused, which reminds people of the way Meng Yun smoked in front of Jia Lin.


Yu-sheng Tian’s interpretation of this detail is also the epitome of Jia Lin’s state change: "She told Meng Yun that she hoped that one day you could find your own care. Jia Lin’s concern is the child. She picked up the side of her strong woman for the children and learned to smoke in the entertainment. "



This subtle "unsynchronization" also implies the dislocation of their relationship. "You smoke, I quit. They have been missing, at different stages of life, although they love each other very much, but the time of their lives is always not right."



Recalling the filming process of this scene, Yu-sheng Tian said that neither of them needs to "talk about the scene", and naturally they are in the state of the characters.Their understanding of Jia Lin and badon min is as good as mine. I said this relationship is complicated, but they said they knew it. For these two characters, they have injected souls."


0four What did Meng Yun "withdraw"?


In Ex-3, both Meng Yun and Jia Lin have withdrawn their messages to each other, which is a sign of their poor communication. This "stalk" has also been extended to "Previous 4".


"Withdrawal" in "Ex 3"


When Lin Jia sent the news of "I am married", Meng Yun’s first reaction was "withdrawn", leaving only a polite "congratulations". "What exactly did Meng Yun withdraw" also triggered a heated discussion among netizens.



When we seriously threw this question to the director, Yu-sheng Tian said half jokingly that it was definitely not "respecting the toot", but we still had to keep it mysterious.


I know exactly what badon min withdrew, but I can’t tell you, because what everyone withdrew is different. What you think he withdrew is what he withdrew."


0five Willow is a "Leo"


"People with single beliefs are more likely to meet soul mates." In the "sequela of breaking up" with Jia Lin, Meng Yun met willow, a girl with a different personality from Jia Lin, who also attracted him.


"The lawyer Liu we designed was originally a girl with a Leo temperament, an aggressive girl who was bold and brave in pursuit." Yu-sheng Tian said, "Liu Yase’s type of actor is particularly unique, easy to remember, and fits this character very well."



Because the feelings were not answered, the picture of willow bursting into tears in the car touched many viewers.


Yu-sheng Tian also thinks that Liu Yase adds more colors to the characters. "Liu Yase brings a sense of stubbornness. She will add a little’ process’ and her own understanding to the results I give, which will enrich the characters. "



0six What does the "rabbit" at the end imply?


Willow and Meng Yun’s "friends circle farewell" is embarrassing, but the ending scene seems to have planted the seeds of hope for this relationship, and the important prop is the "rabbit".


"Rabbit" is actually the meaning of willow to Meng Yun. She is a soul friend with similar interests and a good medicine for treating the sequelae of breakup."Jade Rabbit was drugging in the Heavenly Palace, and willow also awakened Meng Yun with his enthusiasm and boldness."



At the end of this paragraph, the two people met from a distance, actually echoing the front and back seats at the Miyazaki Hayao concert. "A year later, like the concert in Miyazaki Hayao, they may start again. Because they have the same aesthetic, there will always be an intersection somewhere."



0seven Why "friendship days"?


"It’s always fun to forget the wrong and remember the past. It’s always fun to share the hard times together." Friendship days, a classic Cantonese golden melody, is used in the theme of love, and Yu-sheng Tian’s choice is bold.



He interprets it this way: "After a long time of affection, the joy at first sight and the passion at first sight will disappear with time. At this time, it is necessary to rely on the word" love ".It is not enough to have feelings without righteousness. So I simply turned the word responsibility into loyalty and told it to men, not only to my brothers,Have you been loyal to your wife?"



Yu-sheng Tian still remembers that the scene where Ryan whistled to save a little bit was "one pass" and the audience was "crying into pieces". "The whole community was very quiet in the middle of the night, and all that loneliness and guilt came out. I was really moved by Brother Kai, and I still cried after the card was stuck, and I couldn’t help it."


0eight What does the 10 years of "predecessor" mean?


Whether it is Ryan, Mengxue Zeng, Han Geng, and Zi Wang, these old friends always have an unspeakable tacit understanding when they get together. Yu-sheng Tian described it this way: "When reading the script around, the staff listened, and this is them! Reading the script for the first time is like everyone has already performed it. "


Four films in ten years, the "predecessor" series is like a life album. "It records us from our twenties to our thirties and now we are almost forty.It records that we have changed from a boy to a man, from knowing only love to knowing loneliness. This kind of company is the happiest."



With the phenomenal box office performance of Previous 3, Yu-sheng Tian said that what he felt was not pressure, but more encouragement. "Tens of millions of people watched the play, and the scenes and songs in it have been circulated for many years, which shows that everyone still resonates, and encouraged me to make a creative method like this, sum up from my life and find inspiration."


This resonance from the audience is what Yu-sheng Tian values most. "I’m glad to see the comment: I don’t know what I like at first, and then I listen to it. This is the greatest praise for a creator. "



As for the story of the future, Yu-sheng Tian said with a smile: "I can’t write anything I haven’t experienced yet if I write it later." Just like the open ending of a movie, life goes on, so it is enough to cherish the resonance of the moment.


通过admin

The first round of "Dragon Tiger Warrior" was praised by Jason Wu, Zhang Ziyi and Huang Xiaoming.


1905 movie network news?China’s first comprehensive analysis of the 60-year history of Kung Fu movies, gathering the strongest Kung Fu lineup of Chinese-language movies such as Japanese, Japanese, Japanese and Japanese, and showing the desperate spirit of all movies, has been deeply anticipated and sought after by fans since it was announced on August 28th.


Recently, the first screening of "Dragon and Tiger Martial Master" was held, and famous directors such as,,, and other famous action actors visited the scene. In the process of watching movies, applause, laughter and exclamations are endless. After the screening of the film, the audience responded enthusiastically, saying that it was a bloody documentary that truly showed the proud achievement of "What China filmmakers can do, which other countries and cultures can never do, and even Hollywood should pay tribute to us", and the famous actors such as,,, and China filmmakers’ strong recommendation made this "Dragon Tiger Warrior" one of the most anticipated films in 2021!


China filmmakers said: "Conquer" the Hollywood Kung Fu movie The Secret Behind.


In the 1980s and 1990s, Hong Kong kung fu films once competed with Hollywood. Behind this brilliant record, there are a group of Hong Kong filmmakers named "Dragon and Tiger Martial Masters", who show the most difficult moves in the world’s film circle, and their desperate degree makes Hollywood filmmakers candidly admit defeat. The documentary film "Dragon and Tiger Martial Master" released nationwide on August 28th tells the story of this group of people!


"Dragon and Tiger Martial Master" has attracted much attention since it was edited. Recently, the film was shown for the first time in Beijing, and guests such as Tsui Hark, Jing Wong, Yuan De, Li Huimin, Wu Yue and Xie Miao watched the film together with many movie lovers. One classic moment after another on the screen makes people seem to have crossed the golden age of China Kung Fu movies, and the desperate moments behind these classic shots make people constantly exclaim: "These shots are actually true!" After the screening of the film, all the audience were impressed by the bloody history of "Wyndell Dichinson Youjianwang, fighting against Hollywood" by the "Dragon and Tiger Martial Masters", which further affirmed the significance of the times and history of creating this documentary.


After the movie, the director of the film expressed his mental journey of filming "Dragon Tiger Martial Arts": "I hope more people can know these people through this documentary and remember their efforts and contributions to Hong Kong action movies." Director Tsui Hark expressed his views on the China Kung Fu movies created by the Dragon and Tiger Martial Arts Masters: "What we can do is something that other countries and cultures can’t do. Even Hollywood should pay tribute to us!" Jing Wong, the director, also paid tribute to these cooperative martial artists: "I am very happy to have such a movie for everyone to see them, and I hope that there will be more outstanding action actors in the future!" Yuan De, a director from Martial Arts, said: "I entered the profession at the age of 20, worked in Martial Arts and body double, and I am a director today. I hope I can make more good movies for China in my lifetime! " Once directed and other classics.Li Huimin, the director of the classic film, said: "At that time, Hong Kong directors and martial artists were very brave in creating. Now I have been developing in the Mainland for many years and I have seen many young people have such ambitions, which makes me very happy!"


Participants and witnesses in this history affirmed the contributions of the Dragon and Tiger Martial Masters. As kung fu actors, they have a special taste. Wu Yue, a famous actor, took a deep bow to the director Wei Junzi to express his respect: "I have cooperated with almost all the martial arts seniors and martial arts brothers who appeared in the movie, and I feel the same pain!" Xie Miao, another famous action actor who was present at the scene, also said with excitement: "I am fortunate to participate in some Hong Kong action movies. After watching this movie, I feel that I am too far behind my predecessors. I will continue to work hard!"


Other guests present also praised The Dragon and Tiger Martial Master. The famous screenwriter Song Fangjin said, "Thanks to this film, the spirit of the Hong Kong Dragon and Tiger Martial Master will not be lost. I also hope that we can all inherit this spirit! " Shi Hang, a famous filmmaker, thinks: "The dragon and tiger martial artists in the movie fell from a height. When there is no sponge mat, they dare to jump if they scrape the mud loose. This movie is like a late sponge cushion, which provides a kind of protection for each of us. It is very moving! " Their speeches won applause from the audience, and some even asserted: "This film lets us know why China people can’t die, and it will definitely become a dark horse in this year’s China film!"


Action movie fans burst into tears: the good movies in the past were really spelled out with their lives.


Jason Wu and Zhang Ziyi expressed their strong support at the Weibo when the Dragon and Tiger Martial Master announced the final file. Jason Wu said that he saw a "familiar figure" from the trailer, Zhang Ziyi bluntly said "moved and expected", and other stars who have appeared in action movies have also come forward to cheer for the film. Maybe it’s because they all know that there is only one answer if you want to shoot an action movie well-desperately. And this is the choice that the Dragon and Tiger Martial Masters have persisted in for a lifetime.


Many of the audience who attended the movie that day were also veteran fans who witnessed the golden age of Hong Kong movies. Some people cried several times during the movie, and admitted that it was a "movie with feelings and temperature". Some people can’t help but sigh after watching the movie, "Those people, those years, will never happen again"; The young audience was amazed at the shooting experience of the Dragon and Tiger Martial Masters in those years: "Now filming is all about fighting for traffic and coffee. It was really hard to make movies before!"


As a documentary showing Hong Kong action actors’ life-long struggle and "nine deaths without regrets" for Hong Kong action movies, Master Dragon and Tiger Warrior faithfully reproduces that period of blood boiling, and also leaves the brave and free-spirited spirit of Master Dragon and Tiger in the image. And their spirit of not being afraid of life and death and challenging the impossible is exactly what we need to pass on today. As director Tsui Hark said: "Will there be such a radiant film in the future?" I am looking forward to it, I hope so. "

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The central bank informed the inspection and rectification: 18 cadres at the bureau level were handled.

  China Economic Net, Beijing, April 28 According to the website of the Ministry of Supervision of CPC Central Commission for Discipline Inspection, from October 30 to December 30, 2015, the Sixth Inspection Team of the Central Committee (hereinafter referred to as the Central Inspection Team) conducted a special inspection of the Party Committee of the People’s Bank of China (hereinafter referred to as the People’s Bank). On January 31, 2016, the Central Leading Group for Inspection Work gave feedback to the Party Committee of the People’s Bank of China. According to the relevant provisions of the "Regulations on Patrol Work in the Communist Party of China (CPC)", the patrol rectification situation is now released.

  I. General situation

  The Party Committee of the People’s Bank of China attaches great importance to the patrol feedback. After the feedback meeting on the special inspection, Comrade Zhou Xiaochuan, secretary of the Party Committee and president, immediately presided over a party committee to thoroughly study and understand the spirit of the important instructions of the Supreme Leader General Secretary on inspection work and the requirements of the central authorities for doing a good job in inspection and rectification, carefully study the feedback from the Central Inspection Team, deeply analyze the problems pointed out by the inspection, and deploy the inspection and rectification work for the whole system. Party committees at all levels in the People’s Bank of China system and leading cadres in party member are required to regard special inspection and rectification as a major political task at present and in the future, and earnestly assume the main responsibility of comprehensively administering the party strictly and implementing inspection and rectification with a high sense of responsibility and mission.

  (1) The Party Committee attaches great importance to it.

  The Party Committee of the People’s Bank of China has set up a special inspection and rectification work leading group, with Comrade Zhou Xiaochuan as the leader, Comrade Yi Gang and Comrade Wang Huaqing as the deputy heads, and other members of the Party Committee as members to uniformly lead the inspection and rectification work of the whole system. Comrade Zhou Xiaochuan, as the party secretary, earnestly fulfilled the responsibility of the first responsible person. On February 5, February 23 and March 29, he presided over the party committees three times to rectify the relevant problems pointed out by the Central Leading Group for Inspection Work and seriously deal with the relevant responsible persons.

  Comrade Zhou Xiaochuan and members of the Party Committee of the People’s Bank of China presided over four special meetings, interviewed the responsible persons of relevant units individually for many times, listened to the report on the implementation of rectification, and reviewed the implementation of rectification of problems pointed out by the Central Leading Group for Inspection Work item by item to ensure that "all articles should be rectified and all pieces should be settled".

  On March 29th, Comrade Zhou Xiaochuan presided over the special democratic life meeting of the Party Committee of the People’s Bank of China, deeply analyzed the problems found in the inspection, seriously carried out criticism and self-criticism, and further implemented the rectification measures. According to the deployment of the Party Committee of the People’s Bank of China, relevant departments, directly affiliated enterprises and institutions, relevant units and branches also held special democratic life meetings to implement the rectification requirements of the Central Leading Group for Inspection Work and the Party Committee of the People’s Bank of China.

  (2) Strictly implement responsibilities.

  After careful study and deliberation by the Party Committee, the Party Committee of the People’s Bank of China issued the Work Plan for the Central Leading Group for Inspection Work to patrol the People’s Bank of China, making it clear that all units are responsible for rectification, and the units clearly pointed out by the Central Leading Group for Inspection Work are the key responsible departments for rectification. It is required that all units should set up a leading group for special inspection and rectification, and the main person in charge of each unit is the first responsible person for rectification, and make a detailed rectification plan according to the problems pointed out by the inspection. The leaders in charge and the members of the office of the leading group for special inspection and rectification work shall, in accordance with the division of responsibilities, strengthen the supervision and guidance of the responsible departments for rectification, and ensure that the inspection and rectification work is paid close attention to and effective.

  Members of the Office of the Leading Group for Special Inspection and Rectification of the People’s Bank of China shall, in accordance with the division of responsibilities, strictly review and check the rectification plan and implementation submitted by each unit, and resolutely urge them to make rectification again if they do not meet the requirements or the rectification measures are false and not in place. Member units have held several meetings to study key rectification issues, strictly and uniformly rectify standards, and urge relevant units to effectively rectify in place. The rectification guidance department and the stationed discipline inspection team will strengthen supervision and inspection and follow-up supervision of the rectification work of each unit. Establish a general ledger for rectification work, list detailed problem lists, task lists and responsibility lists, and implement them one by one.

  The Party Committee of the People’s Bank of China has also adjusted and set up an inter-departmental enterprise management committee, a sub-branch work coordination committee and an international affairs committee, which are under the responsibility of the leaders of the branch in charge, designated the lead departments and relevant functional departments to participate, conducted research and coordination on major issues involving enterprises, institutions, branches and international affairs, and further improved relevant management mechanisms.

  (3) Centralized special rectification

  During the stationing of the Central Leading Group for Inspection Work, the Party Committee of the People’s Bank of China organized a special self-inspection and rectification on the collection of party fees, office space, car allocation and housing violations. According to the feedback from the Central Inspection Team, the Party Committee of the People’s Bank of China deployed the whole system to focus on the investigation and payment of party dues, the special clean-up of office buildings, car allocation and housing violations, the illegal construction of buildings and halls, the indiscriminate payment of salary subsidies, public funds to eat and drink, and the use of training centers for extravagant enjoyment.

  The special clean-up and rectification work was organized under the unified leadership of the leading group for special inspection and rectification work of the People’s Bank of China, and all units earnestly enhanced their political awareness of being responsible for the party and earnestly performed their duties. As the first responsible person, the "top leaders" of each unit define the rectification measures, implement the rectification responsibilities, limit the rectification time limit, and establish the rectification account. Strictly implement the discipline of special clean-up and rectification work, ensure that the investigation problems of special clean-up and rectification are true and complete, and the special clean-up and rectification work will not be delayed. Deeply analyze the root causes of the problems, and take the attitude of strict grasp, strict reform and strict accountability, and never let go of the problems, and never let go of the rectification. Those who resort to deceit, conceal and fail to report, and those who fail to carry out rectification as required, will be dealt with severely. In the process of special clean-up and rectification, violations of discipline and discipline against the wind are found together, investigated and dealt with together, and will never be tolerated. Each unit takes the special clean-up and rectification as an opportunity to combine it with strengthening daily supervision and management and internal control mechanism construction to establish a long-term mechanism for standardized management.

  Second, the rectification of the feedback from the Central Leading Group for Inspection Work

  In response to the feedback from the Central Leading Group for Inspection Work, the Party Committee of the People’s Bank of China carefully formulated measures to do a good job in rectification, and formulated a total of 268 rectification measures. As of March 30, 2016, 119 rectifications have been completed; The remaining 149 items are being rectified. Among them, 38 items are planned to be rectified by the end of June 2016, 53 items are planned to be rectified by the end of December 2016, 5 items are planned to be rectified by the end of December 2017, 51 items need to be rectified for a long time, and 2 items will be rectified immediately after the approval of the central government.

  (1) The rectification of the problem of "weakening the leadership of the party and failing to strictly manage the party in an all-round way"

  First, adhere to the above rates and do a good job of demonstration and guidance. At the democratic life meeting of the Party Committee of the People’s Bank of China, the team members took the initiative to report matters related to personal housing, car use, spouses and children, and asked the democratic life meetings of various departments to be in line with the Party Committee. The members of the team found and analyzed the performance of strictly administering the party’s main responsibility, promoting the building of a clean and honest party style and anti-corruption work, and put forward improvement measures to continuously strengthen their awareness of the main responsibility of party building. Team members strictly implement the dual organizational life system of leading cadres, and participate in the democratic life meeting of the branch where they are in charge or organizational relations as ordinary party member, with a total of 19 person-times, and put forward strict requirements for the leadership of departments and bureaus to "dare to grasp", "dare to manage" and "dare to take responsibility".

  Second, in accordance with strict requirements, we should implement the responsibility of managing the party from the aspects of ideological understanding, system construction, inner-party life and discipline. Strengthen the ideological and political construction of leading bodies and strengthen the awareness of managing the party. Strengthen the study management of the central group, inform the central group of party committees (party groups) at all levels in the People’s Bank of China system about their study, enhance their political awareness, overall awareness, core awareness and conformity awareness, and consciously become "sensible people" politically. Strictly manage the party by system, improve the working mechanism of party building, give full play to the role of the leading group of party building work of the People’s Bank of China, and transfer the overall responsibility of strictly administering the party’s main body to party organizations and responsible persons at all levels, forming a pattern of party building work that is linked up and down, responsible at all levels, interlocking and implemented together. The People’s Bank of China has comprehensively carried out the evaluation and assessment of party building work, continuously optimized the quantitative assessment system of party building, and established the orientation of "doing a good job in party building is the greatest political achievement". Strict inner-party life and create a good political ecology. Explore the establishment of leading cadres’ democratic life before the meeting, attend the meeting, report after the meeting, analyze and summarize the system, strengthen the supervision and guidance of all links, ensure the quality of democratic life, and play its role as a platform for education and management of party member and party spirit training. Strict discipline and rules, in accordance with the requirements of putting discipline and rules ahead, comprehensively popularize and apply the anti-corruption risk prevention and control system, regularly check risk points at different levels, strengthen the restriction and supervision of power and capital operation, and initially establish an internal control mechanism for business departments to implement supervision responsibilities and discipline inspection departments to implement re-supervision. Carry outMy bottom line, my rules, everyone talks about "special activities, organizes special organization life meetings to study and implement the two laws and regulations within the party, and bureau-level cadres take the lead in learning and communication. Party member cadres’ awareness of discipline and rules has been significantly enhanced, and a good habit of respecting discipline, observing rules and defending the system has gradually taken shape.

  The third is to take practical measures to solve problems, prevent risks and fill shortcomings around the issues raised in the patrol feedback on macro-control, internet finance, financial supervision and coordination, organizational structure and overall planning of party building. In-depth research, listen to the opinions and suggestions of all parties, strengthen the analysis of economic and financial situation, innovate monetary policy tools, fully demonstrate the proposed policies, and further enhance the scientific, effective and forward-looking nature of monetary policy and macro-control. Actively respond to the concerns of all parties, reasonably guide public opinion and market expectations, and further improve the recognition and credibility of monetary policy. Members of the Party Committee of the People’s Bank of China explained China’s monetary policy and macro-control intentions through international conferences, international financial exchange and cooperation platforms, actively participated in the coordination of international economic and financial policies, the reform of the international financial system and the formulation of rules, issued the "China Voice" and actively promoted the adoption of the "China Opinions". Strengthen the supervision and management of new financial formats such as Internet finance. Give full play to the leading role of the lead unit of the financial supervision and coordination mechanism. Actively promote the reform of branch management system. Strengthen the classified guidance of party building work, sort out, refine and standardize the party building work system and workflow of the People’s Bank of China, and improve the institutionalized, systematic and scientific level of party building work. The Party Committee of the People’s Bank of China will continue to be problem-oriented, adhere to the above rate according to the characteristics of the vertical management of the Party building work of the People’s Bank of China, and truly realize the goal of grasping organs, bringing systems and promoting grassroots,Comprehensively improve the overall effectiveness of the people’s bank of China in managing the party.

  (2) The rectification of the problem of "the implementation of the main responsibility is not in place and the grassroots party building is weak"

  First, strictly implement the responsibility system for party building work and strengthen the main responsibility of party committees (party groups). Adhere to the strict management of the party, ideological party building, and institutional party building, concentrate on party building, and be responsible for defending the soil, defending the soil and being responsible for it; Implement the responsibility of the first responsible person of the party Committee (party group) secretary and the responsibility of "one post and two responsibilities" for the members of the party Committee (party group). Improve and perfect the appraisal system for party building. Quantitatively assess the Party Secretary’s research and deployment of Party building work, the staffing situation of full-time and part-time Party workers in internal institutions and the scheduled change of positions, and the protection of active positions in party member.

  The second is to seriously carry out political life within the party. According to the relevant requirements of the central government, we will formulate specific measures for the democratic life meeting of leading cadres in party member of the People’s Bank of China in a timely manner, further strictly implement the system of dual organization life meetings throughout the system, strive to improve the quality of democratic life meetings and organizational life meetings, and effectively use the weapons of criticism and self-criticism. Formulate guidelines for the standardization of activity rooms in party member, and take the activity room in party member as the carrier to promote the standardized implementation of the rules and regulations of inner-party life such as "three meetings and one lesson", party spirit analysis and democratic appraisal.

  Third, through the normalization of basic management work and work style construction, the grass-roots party building work will be promoted to a new level. Formulate guiding opinions on strengthening grassroots party building work and improve the establishment of party organizations in directly affiliated enterprises and institutions. Matching and strengthening the leaders of grassroots party organizations, enriching the carrier and form of grassroots party building work. Do a good job in the daily education management in party member, sum up the good experience of using the mass line education practice activities and the "three strictness and three realities" special education style construction, do a good job in rectifying and implementing the lax and untrue problems identified by party committees (party groups) at all levels, and combine the "two studies and one work" study and education to grasp the style construction to the end. Strengthen the management of the party organizations of expatriates and overseas institutions by organizing education before departure, strengthening theoretical study, and participating in daily and special organization life.

  (3) rectification of the problem of "irregular payment of party dues"

  First, the Party Committee of the People’s Bank of China held a special meeting to study and deploy the rectification work of party dues collection, clarify the responsible departments, and complete the rectification task within a time limit. We have formulated a work plan for the investigation and payment of party dues in the People’s Bank of China system, and organized all units in the People’s Bank of China to carefully clean up, standardize and rectify the management of party dues collection in recent years.

  Second, the investigation and payment of party dues should be regarded as an important part of strengthening the education management in party member and strengthening the organizational concept and discipline concept in party member, and the party organizations at all levels and all party member should be urged to earnestly fulfill their due obligations of paying party dues. Strictly contrast with party constitution and relevant regulations, make clear the time period of investigation, define the payment standard of party dues, organize party organizations at all levels of the People’s Bank of China to conduct investigation on the collection of party dues, comprehensively account the amount of party dues that party member did not pay in full according to the regulations during the investigation period, carefully analyze the reasons for missing payment, and deeply reflect.

  The third is to fully recover the party fees that have not been paid according to regulations. Except for some party member who died, retired party member who lived in different places, and party member, who lost contact, who failed to pay the dues in time, the dues have been paid in place. At present, party member, who lost contact, is still being contacted to find out, and the recovery of party dues is continuing, and the party dues are paid to the Central Organization Department and the Central State Organs Working Committee in accordance with the prescribed proportion.

  By rectifying the irregular payment of party dues, party organizations at all levels have earnestly fulfilled the provisions on the collection of party dues, and members of leading bodies at all levels have deeply reflected on the lax management of the party. party member’s consciousness and party spirit have been strengthened, the level of party work has been improved, and the basic work system of party building has been continuously improved. In the next step, we will continue to improve the internal control system of party dues collection and improve the supervision and inspection mechanism of party dues collection.

  (four) the rectification of the problem of "the spirit of the eight central regulations is not strictly implemented"

  In view of the problems pointed out by the Central Leading Group for Inspection Work that the working and living conditions of leading cadres in some subordinate enterprises and institutions of the People’s Bank of China are in violation of regulations in disguise, public funds, gifts, eating and drinking are repeatedly prohibited, the projects of buildings, halls and museums have been completely transformed, and salary subsidies have been paid under various pretexts, the People’s Bank of China has seriously carried out special clean-up and special rectification, and mainly adopted the following measures:

  The first is to carry out special rectification of "public funds to eat and drink" and the use of training centers for extravagant enjoyment. Formulate a special rectification plan, organize the establishment of a "negative list" according to the key problems found in the inspection, strictly investigate the problems of "eating and drinking with public funds" and using the training center for extravagant enjoyment in accordance with the principle of "strict requirements, practical measures and quick implementation", and urge relevant responsible units to pay close attention to rectification. For the expenses of eating and drinking illegal public funds, the responsible person has cleared the expenses that should be paid by individuals for illegal reimbursement, and has been severely dealt with according to regulations. The relevant units have cancelled the reserve fund system, refunded the expenses in violation of regulations, criticized, educated and talked to the responsible persons, and some responsible persons have been given disciplinary sanctions. According to the relevant regulations of the central government, improve the management system of official reception, establish an audit mechanism with clear rights and responsibilities and strict procedures, and eradicate the problem of "eating and drinking with public funds" and using the training center for extravagant enjoyment from the source.

  The second is to organize and carry out special rectification of "new buildings, halls and venues" throughout the system. We have earnestly implemented the spirit of "it is strictly forbidden to build new buildings and halls for any reason" by the central government, and have stopped building projects related to illegal buildings and halls, and given disciplinary sanctions to those responsible. The Party Committee of the People’s Bank of China will further improve the system according to relevant laws and regulations, standardize the management of capital construction, and ensure that the central ban order is prohibited and not discounted.

  The third is to carry out the "special clean-up of office space, car allocation and housing violations". In strict accordance with the 2014 standards for the construction of office buildings of party and government organs and the central government’s notice on further cleaning and rectification of office buildings, on the basis of cleaning and rectification of office buildings, the cleaning and rectification efforts were further intensified, and relevant responsible persons were interviewed and informed criticism was held, and rectification was carried out by means of engineering transformation. At the same time, in strict accordance with the relevant policies and regulations of the central and local governments, the management of housing and car allocation has been strengthened, which has effectively solved the problems of unclear housing use status of employees, unclear base, chaotic distribution management, and car allocation and use by leading cadres in violation of regulations. At present, problems such as excessive office space and illegal car allocation have been rectified in accordance with relevant standards, and the rectification of "illegal housing" has also achieved phased results and is being completed. During the rectification, the relevant systems for office space and housing management were also formulated and improved, and preparations were made for the reform of the official car system, and the key units responsible for rectification were urged to improve the long-term mechanism.

  Fourth, follow the principle of "comprehensive improvement, simultaneous rectification and construction, and focus on prevention" to standardize salary subsidies. Earnestly carry out special rectification of illegal payment of salary subsidies, thoroughly investigate the payment amount, name and basis of each salary subsidy item by item, and establish a list of tasks and responsibilities item by item, resolutely correct the problem of illegal payment of salary subsidies and return the non-compliant subsidies. By strictly implementing the salary management system for the heads of enterprises and related units directly under the People’s Bank of China and taking salary-limiting measures for the heads of institutions directly under the People’s Bank of China, the salary distribution of the heads will be further standardized and the salary gap will be reasonably controlled. According to the unified arrangements of the central government, the performance pay system for institutions directly under the People’s Bank of China will be implemented. Consolidate the results of solving the problem of mismatch between personnel funds and wages, and strengthen the management of personnel funds and wages. In the process of rectifying the problem of illegal payment of salary subsidies, all units seriously pursued accountability and dealt with relevant responsible persons. In the next step, we will continue to improve the salary management system and establish a long-term supervision mechanism to improve the scientific and normative income distribution.

  (V) Rectification of the problem of "lax implementation of organizational discipline"

  The Party Committee of the People’s Bank of China combined the rectification of feedback from the Central Leading Group for Inspection Work with the implementation of the central government’s decision-making arrangements on organization and personnel work, adhered to the problem orientation, deepened the rectification of problems, and made efforts to strengthen the implementation of organizational discipline system.

  First, in accordance with the provisions of the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and in light of the actual situation of the People’s Bank of China, improve the selection and appointment of cadres. In accordance with the requirements of building a "learning-oriented, research-oriented, expert-oriented, pragmatic and pioneering" central bank cadre team, we will focus on deepening the reform of the cadre personnel system, reform and improve the cadre assessment mechanism, focus on the grassroots, lay a solid foundation, highlight the standards of "firm belief, serve the people, be diligent and pragmatic, dare to take responsibility, be honest and clean", adhere to the principle of being universally recognized by the masses, and establish a correct one.

  The second is to comprehensively sort out the cadre appointment problems pointed out by the Central Leading Group for Inspection Work, deeply understand the post assessment, work performance and evaluation opinions of cadres and the masses, and comprehensively grasp the public sentiment and public opinion through multiple channels. The Party Committee of the People’s Bank of China has convened many party committees to study the issue of cadre adjustment and allocation. According to the thorough investigation, post assessment, work performance and opinions of cadres and the masses, it has adjusted the teams of several departments, directly affiliated units and branches, strengthened the orientation of focusing on performance and the orientation recognized by the masses, and highlighted the leading and checking role of party organizations. Strictly implement the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and the central regulations on secretary management, civil servant transfer and overseas talent introduction, adhere to the cadre standards in the process of cadre selection, adhere to the principle of being recognized by the masses in all corners of the country, adhere to the correct orientation of employing people, expand the horizons of selecting and employing people, select and train cadres from multiple perspectives and ways, strengthen organizational checks, and take into account the growth of all kinds of cadres.

  The third is to organize the screening of the employment situation of spouses and children of bureau-level cadres one by one, resolutely transfer them out in violation of the avoidance regulations, and resolutely clean up the illegal transfer. For those who do not violate the existing system regulations, leading cadres are also required to set an example, encourage and guide spouses and children to work outside the system, and at the same time pay attention to establishing a long-term mechanism. Resolutely rectify the problems found involving job avoidance. Access to the original deployment files, to verify whether there is no unified examination recruitment or unauthorized transfer. Those who have not been hired by the examination or transferred without approval will be resolutely cleaned up and rectified. Those who conceal or fail to report shall be dealt with severely, and the responsible person concerned shall be investigated for responsibility.

  The fourth is to strictly implement the personal reporting system and resolutely safeguard the seriousness and authority of the system. Organize special training courses on personal reporting, convey the spirit of relevant documents, clarify standards and reiterate requirements. Urge leading cadres to carefully fill in personal reports on relevant matters. Do a good job in policy interpretation and work guidance, and urge all units to strictly grasp the standards and do a good job in verification and handling. Actively rectify and intensify the verification and handling of personal related matters reports. Cadres who did not truthfully report personal matters were severely dealt with. In the next step, combined with the adjustment of cadres and the investigation of reserve cadres, we will intensify the inspection and disposal of cadres who are selected for key spot checks and are to be promoted and reused, expand the scope of supervision and inspection, and promote the implementation of the system through strict handling.

  The fifth is to classify by levels and actively digest and rectify the problem of over (high) cadres. The super (high) allocation of department-level cadres will be digested by stages and batches through peer exchanges, transfer to non-leadership positions, retirement and other means. The over-allocation of cadres at the department level shall be gradually digested and solved through transfer, exchange and adjustment of positions according to the needs of work and the allocation of positions.

  The sixth is to carefully sort out and study to promote cadre exchanges. Comprehensively sort out the department-level cadres who have served for more than 5 years in the whole system, deeply analyze the post characteristics, employment conditions and rotation requirements of department-level cadres in different departments and institutions at different levels, and study and put forward the principles and ideas for strengthening the rotation exchange of cadres. In the same unit or department as the main leadership positions for 5 years, in principle, to communicate; Those who have been over 10 years must communicate. Strengthen supervision and inspection of the implementation of the cadre exchange system.

  (six) the rectification of the problem of "lax supervision and restraint of power"

  The Party Committee of the People’s Bank of China held a special meeting to thoroughly study the issue of strengthening power supervision and restraint, conducted a comprehensive investigation on the administrative examination and approval and fees involved in "business departments+",and demanded that all kinds of power transfer and disguised transfer be resolutely put an end to, adhere to the problem orientation, dig deep into the root causes of the problem, clarify relevant responsibilities, and effectively rectify the situation.

  First, establish and improve the institutional arrangements for regulating the exercise of power. Fully listen to the opinions of commercial banks and related enterprises, strengthen personnel management, sort out business processes, and put an end to rent-seeking corruption. To further standardize the examination and approval behavior, it is strictly forbidden to continue to implement disguised examination and approval for the examination and approval items that have been cancelled, and it is not allowed to authorize or entrust enterprises and institutions to exercise the examination and approval power. A special enterprise management committee directly under it is responsible for the research and management of major issues involving enterprises and institutions. We will speed up the improvement of the charging management system of enterprises and institutions and standardize the charging behavior. Establish the management system of charging items, and strengthen the rationality demonstration and whole process supervision of the establishment and implementation of charging items. At the same time, taking the implementation of rectification as an opportunity, we will extend from solving superficial problems to solving deep-seated problems, from centralized rectification to normalized governance, promote system construction and accountability, and promote the healthy development of business work.

  Second, strict access and supervision of payment institutions and increased penalties for violations. Establish and improve the classified supervision mechanism of non-bank payment institutions, and issue the Measures for the Administration of Rating of Non-bank Payment Institutions. Strengthen the supervision of reserve funds to curb the high risk of misappropriation of funds. Pilot operation of the national off-site supervision system for non-bank payment institutions (Phase I). Increase penalties, clean up and rectify market order, and focus on rectifying unlicensed payment institutions. Study and establish a centralized deposit and management system for customer reserve funds of payment institutions, fundamentally prevent the risk of misappropriation of customer reserve funds by payment institutions, and standardize the inter-bank liquidation obligations of payment institutions.

  The third is to strengthen supervision and restriction on the operation of power and promote strict, fair and civilized law enforcement. In view of the problems in law enforcement, such as inadequate supervision, selective law enforcement or different penalties in the same case, investigation, verification and rectification were carried out, and the relevant institutional arrangements for administrative law enforcement were further improved. Actively implement and promote the random inspection of administrative law enforcement, realize the full coverage of random inspection of all business lines, reduce the arbitrariness and human intervention of law enforcement inspection, and prevent power rent-seeking. Strictly implement the responsibility system for administrative law enforcement and the appraisal system for law enforcement, give full play to the supervisory role of legal, internal audit and discipline inspection departments in administrative work according to law, strengthen the post supervision of law enforcement, and ensure the fairness and legality of administrative law enforcement. Improve the system of administrative punishment Committee and give full play to the role of administrative punishment Committee. These measures have effectively standardized the power operation links and processes such as administrative examination and approval, law enforcement inspection and administrative punishment, and prevented corruption such as abuse of power for personal gain. In the next step, we will continue to establish and improve the supervision system of checks and balances of powers and responsibilities, further promote the publicity of administrative law enforcement information, and explore the establishment of a benchmark system for administrative penalty discretion.

  (seven) the rectification of the problem of "supervision and discipline is not in place"

  The Party Committee of the People’s Bank of China firmly supports the discipline inspection team and the discipline inspection committees at all levels to be serious in discipline and accountability, and concentrate on finding out the end and will never tolerate it. Organize forces to quickly investigate and deal with the clues of leading cadres suspected of violating discipline mastered by the patrol handover and stationed discipline inspection team; After investigation and verification, the clues suspected of violating the law are transferred to judicial organs for legal treatment; The problems that are not handled in place require careful review and strict investigation again. Increase the exposure of typical cases and release a strong signal that discipline must be strict.

  First, we have seriously investigated and dealt with cases of mental problems in which bureau-level cadres violated the eight central regulations. According to the rules and regulations, the relevant personnel were given serious warnings within the party, dismissed from their posts within the party, given administrative demerits, dismissed from office, and dismissed, and some disciplinary personnel were admonished.

  The second is to strictly apply the "four forms" to strengthen discipline review. Investigate the cadres at the bureau level suspected of accepting bribes and transfer them to the procuratorate. Cadres who do not truthfully explain the situation to the Central Leading Group for Inspection Work and violate political discipline will be given serious warnings within the party and dismissed. Leading cadres who violate financial and economic disciplines are given serious warnings within the party and administrative records are given greater punishment, and they are notified separately on the website of the Supervision Department of the Central Commission for Discipline Inspection and within the system. The problem of violating the spirit of the eight central regulations was notified in the system.

  Third, according to the deployment of the Central Commission for Discipline Inspection, the rectification of the "four winds" problem was "reviewed". Combined with inspection and rectification, and in contrast to the relevant laws and regulations of the Central Committee and the Head Office, we conducted a comprehensive investigation and systematic summary of the system provisions and implementation of implementing the spirit of the eight central regulations and rectifying the "four winds" problem, and seriously rectified the problems found.

  The fourth is to do a good job in handling the clues of the handover of the Central Leading Group for Inspection Work. In strict accordance with the requirements of disciplinary review, we will concentrate on comprehensively analyzing and cleaning up the clues related to the People’s Bank of China system handed over by the Central Leading Group for Inspection Work, and dispose of them in a classified manner, so that all the pieces can be found. Up to now, one person has been transferred to judicial organs to be investigated for criminal responsibility, and 32 people have been given disciplinary action and organization. Among them, there are 18 cadres at the bureau level and 15 cadres at or below the department level.

  The fifth is to take the opportunity of stationed reform and patrol rectification to strengthen supervision and accountability. Focus on strengthening the supervision of leading bodies and bureau-level cadres, urge party organizations at all levels to implement the main responsibility of strictly administering the party in an all-round way, and ensure that central government decrees and major decision-making arrangements are in place. If the leading bodies at all levels fail to fulfill their main responsibilities, increase accountability. Keep a close eye on the new trend and performance of "four winds", and strictly investigate and deal with behaviors such as not stopping, not converging and evading organizational supervision, and never let go. Strengthen the construction of discipline inspection and supervision team. Comprehensively promote the implementation of "two-oriented" and "double investigation of one case".

  Third, the next step of rectification work arrangement

  The Party Committee of the People’s Bank of China will continue to further promote the implementation of inspection and rectification from the following aspects, and improve the institutional arrangements for comprehensively administering the party strictly from the source, and consolidate and expand the achievements of inspection and rectification.

  (a) in-depth study and implementation of the spirit of the Central Committee’s instructions on inspection work, and further improve the ideological understanding and action consciousness of doing a good job in inspection and rectification work.

  We will fully implement the spirit of the 18th National Congress of the Communist Party of China and the Third, Fourth and Fifth Plenary Sessions of the 18th Central Committee, thoroughly implement the spirit of the series of important speeches of the Supreme Leader General Secretary, especially the spirit of important instructions on patrol work, resolutely implement the requirements of political patrol, earnestly shoulder the main responsibility for the implementation of patrol rectification, perform the rectification duties stipulated in the Regulations on Patrol Work in the Communist Party of China (CPC), and take the problems pointed out by the patrol in the right place, draw inferences from others, and pay close attention to implementation, so as to ensure that the patrol rectification work is effective.

  (2) Convene a meeting on Party building work of the People’s Bank of China to make arrangements for comprehensively strengthening the Party building work of the People’s Bank of China system.

  The Party Committee of the People’s Bank of China decided to hold a special meeting on the Party building work of the People’s Bank of China in the first half of 2016 to systematically summarize the Party building work of the People’s Bank of China since the 18th CPC National Congress, study and solve the outstanding problems in the Party building work of the People’s Bank of China, and make arrangements for the People’s Bank of China to comprehensively strengthen Party building and strictly manage the Party in the future.

  (3) Strengthen the leadership of the Party building work in the People’s Bank of China system and resolutely implement the main responsibility of strictly administering the Party in an all-round way.

  The secretary of the Party Committee takes the lead in fulfilling the duties of the first responsible person, further strengthens the strength of the Party Committee team to grasp the party building work, earnestly shoulders the main responsibility, and grasps the specific issues of institutional mechanisms and grassroots party building to deepen the implementation of the main responsibility. Taking the opportunity of comprehensively cleaning up, standardizing and rectifying the collection of party dues, combined with the "two studies and one work" study and education, we can solve the problems of party member’s weak consciousness, weak party organization construction and management. Actively support the discipline inspection team stationed to perform their supervisory responsibilities, deal with disciplinary violations seriously, and never cover up and tolerate them.

  (4) Do a good job in investigating and dealing with mental problems in violation of the eight central regulations and make unremitting efforts to correct the "four winds"

  We will continue to carry out in-depth special rectification of office space, car allocation and housing violations, illegal building of buildings and halls, excessive salary subsidies, public funds for eating and drinking, and extravagant enjoyment of training centers. Actively support the discipline inspection team stationed in the Central Inspection Team to handle the clues of mental problems that violate the eight central regulations handed over by the Central Inspection Team, and thoroughly investigate and deal with relevant violations. At the same time, further improve the relevant system regulations and promote the normalization and long-term work style construction.

  (5) Strictly implement the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and comprehensively strengthen the selection, management and supervision of cadres.

  In accordance with the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and the relevant requirements of the Central Committee, we will constantly improve and strictly implement the cadre and personnel systems, strengthen the investigation and training of cadres in political aspects, adhere to the standards of cadres, adhere to the principles of being recognized by the masses in all corners of the country, fairness and justice, form a good orientation and atmosphere for selecting and employing people, increase the intensity of spot check and verification of personal reports and disciplinary actions against violations, promptly clean up and digest over-matched cadres, and seriously deal with the problem of file fraud.

  (six) to further promote the administration according to law and decentralization, and further strengthen the supervision and restriction of the operation of power.

  Continue to streamline administrative examination and approval items, strengthen institutional constraints, strictly regulate the exercise of administrative power, and prevent power transfer, rent-seeking and arbitrage for personal gain. Give full play to the role of directly affiliated enterprise management committees, strengthen the daily management of enterprises and institutions, and pay close attention to defining management and supervision systems such as operation, fees, remuneration and surplus (profit) payment. Combined with the reform of financial supervision system, we will promote the restoration of the provincial management system of branches of the People’s Bank of China. Improve the operation mechanism of the branch work coordination Committee and strengthen the overall guidance and management of branches.

  The People’s Bank of China will take the opportunity of special inspection and rectification, further firmly establish political awareness and overall concept, strengthen political responsibility, strengthen the Party’s leadership over financial work, fully implement the decision-making arrangements of the central government and the State Council in accordance with the requirements of "one post and two responsibilities", improve and perfect macro-control, vigorously promote financial reform and development, earnestly safeguard financial stability, improve the ability of financial services to the real economy, and make greater contributions to building a well-off society in an all-round way and achieving the objectives of the 13 th Five-Year Plan.

  Cadres and the masses are welcome to supervise the implementation of inspection and rectification. If you have any suggestions, please report them to us in time. Contact information: Tel 010-66194725; Mailing address: No.32 Chengfang Street, Xicheng District, Beijing; E-mail: sziguo@pbc.gov.cn.

  CPC China People’s Bank Committee

  April 28, 2016

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Reveal the credit card trap you don’t know.

  Beijing, February 12 (Xinhua) According to the economic voice "Daily 315", you may receive a credit card upgraded by the bank if you don’t apply for it specially. According to the reporter, many people have received more than one. Knowing that the annual fee may be charged after the credit card is opened, the cardholder simply does not activate it and thinks that there will be no problem, but it is not that simple.

  Mr. Wang in Beijing has encountered such a situation. A few days ago, he received a platinum credit card from Huaxia Bank. Mr. Wang was puzzled at first. He didn’t apply. Why did the bank send this card? When he went to Huaxia Bank’s business outlets for consultation, the staff told him that it was because of his good consumption and credit records that he specially helped him upgrade this card, which is very common.

  The customer service staff of Huaxia Bank explained that a short message was sent to him a few months ago. If you don’t reply, you will agree to apply for a card by default. If you don’t activate it, there will be no cost.

  Huaxia Bank’s customer service staff said: "Because you used the card in good condition before, this card was distributed to you. Your titanium card can be used overseas, and the UnionPay 3D card was sent to you, which is more convenient to swipe it in China."

  Mr. Wang: "But I didn’t apply for this card."

  Huaxia Bank Customer Service: "In October 2017, there will be a text message to remind you that if you don’t reply’ No’, this card will be mailed to you by default."

  Mr. Wang: "Does this card itself have annual fees and other expenses?"

  Huaxia Bank Customer Service: "The annual fee of the new card you received is 680 yuan, which is free in the first year. If you spend five times in the first year, you will be free in the second year."

  Mr. Wang: "If I don’t activate it, it means there is no annual fee, right?"

  Huaxia Bank Customer Service: "Yes."

  Don’t inactive credit cards have any impact on cardholders as long as they don’t charge? In fact, this inactive credit card data will also be registered in the personal credit record. For example, the approval time and specific amount of this card will be clearly displayed, and the words "This card has not been activated" will also be marked. When you really need a loan to buy a house, buy a car or have a loan demand in other aspects, these data will also become a reference for financial institutions such as banks. The reporter called the personal credit information system of the People’s Bank of China to inquire about related matters.

  Reporter: "If I don’t activate for a long time, will it affect my future loan?"

  China Bank’s credit inquiry system: "The credit center does not make any subjective evaluation of the data on your report. Whether you can handle business in the future depends on the institutions or banks that you will handle business in the future, and how you treat the data on your credit report is determined by their approval policies."

  Another problem that deserves everyone’s attention is that in many cases, credit cards that are not activated or opened will also incur expenses. The reporter called the Credit Card Center of China Merchants Bank, and the customer service staff told the reporter that if the user chose express delivery when handling the credit card, the express fee in 20 yuan would be included in the credit card bill. If the user thinks that he has not spent money and does not pay attention to the bill of this card, there will be a credit card overdue record. In addition, some special credit cards also have card face fees. For example, the customer service staff of Shanghai Pudong Development Bank said that "privately ordered" cards, such as cards with card numbers, card materials or colors, will generate card face fees, which will also be reflected in the credit card bill.

  Other credit cards, whether activated or not, will generate an annual fee as long as they are applied. For example, a platinum card or a higher-level credit card than a platinum card. This kind of credit card often has a lot of value-added services, and most banks have to bear a lot of expenses for these services every year, so even if Platinum cardholders don’t activate their cards, they have to charge an annual fee.

  Compared with using a debit card, using a credit card will have a bill even if you don’t spend money. The annual fee rules of credit cards vary from bank to bank. Many banks’ credit cards will calculate the annual fee as long as they are opened, and users need to spend five or a certain amount to avoid the annual fee. However, some banks will change these rules, and if banks fail to fulfill their obligation to inform customers, it will bring a lot of trouble to credit card users.

  The customer service staff of the personal credit inquiry agency of the People’s Bank of China said that as long as it is a credit card bill, no matter whether it is dozens or hundreds, it will be regarded as overdue if it is not returned at maturity, which will affect the personal credit record.

  However, there are many precautions for canceling credit cards, otherwise it will also bring bad influence to your personal credit information:

  1. The card to be cancelled should not be in arrears. Before you cancel your card, make sure whether there is any outstanding balance on your credit card. If you don’t know your repayment amount, you can call the card-holding bank for consultation. If you cancel your card before you pay it off, it will affect your personal credit information.

  2. Do not use the card to be cancelled during the "account clearing period". Generally, when a bank cancels your card, it takes about 45 days to "clear the account", and the cancellation can only be arranged after ensuring that there is no delay in the transaction of the card. After waiting for the "account clearing period", in order to ensure the completion of card cancellation, it is recommended to call the bank’s customer service phone or go to the bank outlet for confirmation.

  3. Cards with overdue records within two years should not be cancelled. The overdue records of credit cards will generally be kept in the credit report for 2 years. Even if the debts have been paid off, the records after the cancellation of the cards will be kept, and the normal use can only be guaranteed until the records are eliminated. Otherwise, it will affect your handling of financial services such as loans in the future.

  4. Do I need to cancel the inactive credit card? Generally speaking, inactive ordinary credit cards do not generate annual fees, but some special cards are hard to say, so it is better to cancel the inactive credit cards in time if they are not used.

  5. Pay enough free annual fee and then cancel the card. If your credit card needs to be swiped enough times or amount to be exempted from the annual fee, it is recommended to cancel the card after meeting the conditions, otherwise it is equivalent to not paying the annual fee and it will be overdue.

  6. Remember to "destroy the card" when the card is cancelled. Make sure that after you have finished selling the card in the bank, you should immediately cut the magnetic stripe of the card in your hand, and don’t leave it lying around, causing unnecessary trouble.

  Lu Yun, director of the Beijing Lawyers Association, the Legal Committee for Consumer Rights Protection, and Zhao Zhanling, a lawyer of Beijing Zhilin Law Firm, came to analyze and interpret related issues.

  Voice of the Economy: Has Ms. Lu ever received an "uninvited" credit card from the bank? How is it handled?

  Lu Yun: "I have never met it myself, but my friends around me have met it and asked us for advice. For this kind of "uninvited" credit card, I personally think that the handling of credit cards belongs to the category of consumers’ right to choose. Some banks send cards directly without the application of the parties. Once the cards are sent, some expenses may be incurred, including annual fees, courier fees and card fees. If these expenses are not paid in time, it will affect consumers’ personal credit investigation. Based on this, if consumers receive an’ uninvited’ credit card, they should still contact the card issuer in time to make a judgment according to their needs. "

  Voice of the Economy: On the grounds that the user’s credit is good, it will be informed by SMS, and if the user does not reply, the user will agree to apply for a credit card by default. Is this form fair to credit card users?

  Zhao Zhanling: "For this kind of short message, the security software used in many consumers’ mobile phones may blacklist the short messages sent by some banks, or the users may not see them in time, so the banks think that the users agree by default, which is unreasonable. Secondly, credit card processing needs the user’s consent. Credit card provides a kind of financial service, and actually processing credit card is to obtain the financial service provided by the bank. As a consumer, according to the law, users have the right to know and the right to choose independently, that is to say, whether to apply for a credit card and what kind of credit card should be chosen by users themselves, and it cannot be said that users agree to apply for it by default without SMS reply. This practice lacks legal basis. In addition, some banks may increase the overdraft limit for users on the grounds of good credit when users use credit cards. This is no problem, but some banks use this reason to help users open higher-level credit cards, which also needs to inform users. "

  Voice of the Economy: Even if the card is not opened or activated, it will have an impact on the cardholder’s personal credit information, because these credit card data will be recorded in the personal credit information system, and it may also affect the application for loans in the future. If this has caused some negative effects, should banks be responsible for it?

  Lu Yun: "First of all, banks should fulfill their obligation to inform and protect users’ right to know. In other words, when the user has this card, the bank needs to inform the user not only of the rights and interests he enjoys, but also of the risks and legal consequences he may bear. Secondly, credit investigation involves all aspects of personal life and work. Once it is overdue, the credit investigation system will record it even if 1 yuan is overdue and the repayment is 2 hours late. According to the Consumer Law, banks must explain and inform consumers in a significant way, and make necessary prompts. If they just send a text message or post some notices in the lobby, they have not fulfilled their obligation to inform. "

  Voice of the Economy: When some consumers use credit cards, even if they don’t activate or open them, they will incur fees, some are express delivery fees, some are card face fees, and some are annual fees. Faced with this situation, in fact, there are relevant laws and regulations, such as the China Banking Regulatory Commission, which expressly stipulate that credit cards cannot be charged without the activation of the cardholder. However, the regulations also stipulate that under special circumstances, the cardholder alone authorizes the deduction of fees and the creditor-debtor relationship that has been formed when changing the card by writing, recording the customer service telephone number, electronic signature and methods recognized by both the cardholder and the issuing bank. What is the meaning of this provision? What problems should consumers pay attention to when signing a credit card contract to avoid damage to their rights and interests?

  Zhao Zhanling: "The regulations of CBRC are very clear. Credit card holders can’t charge annual fees if they don’t activate their credit cards, so many banks now charge annual fees in violation of the regulations of CBRC. However, there are exceptions. If the cardholder authorizes the bank to collect fees separately by other means, then there is no problem. Therefore, when handling a credit card, you need to know clearly the annual fee amount, collection method and exemption conditions of the credit card. Even if you don’t want to use the credit card in the future, you should return the annual fee as much as possible or offset the annual fee by meeting the exemption conditions to avoid overdue. In addition, if the credit card is not going to be opened or activated for some reason, it should be confirmed to the bank whether there is an annual fee and whether it will be included in the credit record. In addition, when handling credit cards, you need to know the basic knowledge of credit cards, such as overdraft limit, withdrawal limit, the difference between credit card billing date and repayment date, and whether there is a late payment fee after the deadline. Consumers need to understand all aspects of the situation when handling credit card expenses or during use, in order to avoid damage to their own interests. "

  Voice of the Economy: What should I do if someone pretends to activate a credit card that I don’t want to use, resulting in some losses or personal credit history problems?

  Lu Yun: "This needs to be treated differently according to different situations. If there are problems caused by bank operators or operating system loopholes, or collusion inside and outside the bank, the bank should bear the corresponding responsibilities; If the user keeps the card himself, the password is not good, or the password setting does not meet the bank regulations, resulting in the leakage of personal card information, then the individual needs to bear the corresponding responsibility. "

  Voice of the Economy: What impact will there be if there are overdue records in the personal credit information system? How to ensure that personal credit records are in good condition when using credit cards?

  Lu Yun: "China’s existing Regulations on the Administration of Credit Information Industry clearly stipulates how institutions and individuals in the credit information industry record and cancel. Nowadays, personal credit investigation is particularly important in life and work, which will not only affect future investments or loans, but also affect children’s schooling, social security, provident fund and other aspects, and even affect the admission of civil servants. According to the current development trend, personal credit information is becoming more and more important,’ one place is broken, and everywhere is limited’. Therefore, when consumers need to sign the relevant business, they must confirm with the counter staff to understand the business they are handling and ask about the possible legal consequences of this business before handling it. At the same time, banking business, including sales promotion by salesmen, should be operated in accordance with normative requirements. Now the bank is implementing a dual recording system, that is, recording and recording at the same time, hoping that more businesses can be included in the system to urge banks to fulfill their obligation to inform and protect consumers’ right to know. "

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Marvel Universe’s New Dynamic Fried Chicken Uncle is expected to join Marvel Comics as Professor X.

1905 movie network news With the development of Marvel Universe entering a new stage, the choice of more new actors has also entered the agenda. A few days ago, some media reported that the actor known as "Uncle Fried Chicken" is expected to join Marvel Universe and play the role of Professor X.


Foreign media pointed out that giancarlo esposito has held talks with Marvel Comics, and it is very promising to join in the development of Marvel Universe. Although some fans expressed their hope that giancarlo esposito would play a villain like Wan Ciwang or Doctor Doom, the role that giancarlo esposito will play is probably Professor X.. Giancarlo esposito is famous for his role as the villain, especially Uncle Fried Chicken, the drug Lord in the movie, which has won him countless fans. If you can successfully play a positive character this time, it is very exciting.


Professor X is a superhero under the American Marvel Comics. He was born in a wealthy family in new york, USA. He has the ability of telepathy and mind control. He graduated from Harvard University at the age of 16, attended Oxford University and Columbia University, and obtained several doctoral degrees in biology and psychology. Professor X has been committed to the peace and balance between human beings and mutants for many years, so he used his powerful financial resources to set up the school "X College" to guide mutants to make rational use of their super powers to contribute to society, and set up the mutant superhero team X-Men, most of whose members were his students. Later, Professor X participated in the establishment of Illuminati.


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Is the originality aimed at number nine? Why do traffic police like to check the No.9 electric car? I finally know the answer today.

Thank you for reading, please click on the word "attention" in the upper right corner, and you will receive my first original at the first time and provide you with valuable information every day.

It has become a common practice to strictly investigate electric vehicles, but careful netizens can find that the traffic police especially like to check the No.9 electric vehicle when checking cars. Why? Is it specifically aimed at the No.9 electric car? I finally know the answer today.

No.9 electric vehicle is a new brand of Internet. Because of its excellent design, performance and intelligent function, it is very popular among car owners. Although it started later than traditional brands, its sales volume has been increasing in recent years.

It is precisely because of the increasing number of No.9 electric vehicles that many netizens have reported that when the traffic police check electric vehicles, if they see No.9 electric vehicles, they often check them. At the same time, they often see the situation that No.9 electric vehicles are towed away. Why do traffic police like to check No.9 electric vehicles? There are three main reasons.

I have to say that the No.9 electric car is very cool because of its independently designed appearance, and the performance of the No.9 electric car is also very strong. The key is that there are many intelligent functions, which are deeply loved by the ghosts and teenagers and the racing party.

For example, the mole control function of No.9 electric vehicle includes TCS traction control system, OTD single-crank mode, HHC ramp parking and other practical functions. These functions are more popular with ghost-fire teenagers and drag racing parties, which helps them to show off their skills.

Ghost fire teenagers and drag racing gangs are also the focus of strict investigation by traffic police everywhere. They not only have safety risks, but also disrupt traffic order, so traffic police will pay special attention to the No.9 electric car.

For many users, they like to modify the electric car and turn it into their favorite mount. Because of its strong modification performance and easy to buy modified accessories, the No.9 electric car has formed the modification industry chain, which is also an important reason why the ghost fire boy and the drag racing gear like the No.9 electric car.

Traffic police everywhere also prohibit electric vehicles from being modified, and the modification of electric vehicles has become the focus of strict investigation, while the No.9 electric vehicle is easy to be modified, so traffic police pay more attention to the No.9 electric vehicle driving on the road.

As we all know, electric vehicles are divided into motor vehicles and non-motor vehicles. If it is an electric motorcycle, the vehicle belongs to the motor vehicle type. You must not only get a license, but also get a driver’s license.

There are the most types of electric motorcycles in No.9 electric vehicle, and mainly young people like to buy No.9 electric vehicles. However, few young people have driver’s licenses, and most of them are from driving without a license, while driving without a license is an illegal act, which is also the focus of the traffic police.

It is precisely because of the above three reasons that the traffic police, based on their daily duty experience, found that the No.9 electric vehicle has the most problems, especially the local electric vehicles where young people ride. Therefore, when they check the cars on the road, they will pay special attention if they see the No.9 electric vehicle. Of course, this is not aimed at the brand of No.9 electric vehicle, but at the illegal behavior of this vehicle on the road. It is for these reasons that the traffic police prefer to strictly investigate No.9 electric vehicle.

So, what other reasons do you think make the traffic police like to check the No.9 electric car? Welcome everyone to leave a comment.